As compared to a regular policy, that is ok with STR, in conjunction with AirBNB/VRBO coverage and my umbrella insurance for liability.  

Pricing Volatility & Lender FitNon-QM pricing can move faster and vary significantly between lenders based on:Property typeCash-out vs. rate/termDSCR ratioShort-term rental vs. long-termExperience levelIf you don’t regularly work with multiple Non-QM capital sources, it’s hard to confidently quote and lock.4.

Hey everyone - I’m starting the search for a good CPA and wanted to see if anyone here has recommendations.I’m a real estate investor and mortgage lender based in Florida and want someone who really understands the investor side of things (rental properties, improvements, depreciation strategies, etc.)Ideally looking for someone who:• Works regularly with real estate investors• Understands tax strategy, not just filing returns• Is comfortable working with someone who has both lending income and investment propertiesOpen to someone local in Florida or remote if they’re great.Thanks in advance!

Lastly, if I am considering a prospective Tenant, I want proof showing regular income, and a reasonable indication that the source will continue.

Regular conforming loans are in the high 5 to 6s range so depending on how much you owe, it may not make much sense to refi, factoring closing costs. 

Brokers with solid VA experience regularly get approvals at 55-65% DTI when residual income is strong, and with $7,902 gross and an 811 credit score, your residual picture is stronger than what NFCU walked away from.One angle nobody has mentioned yet: VA loans are assumable.

Look for VA Realtors, regular ones don't have a clue when it comes to Subto VA Loans

A step above is even checking who this broker regularly send deals to.

It's ok for occasional help writing a letter, but I'd keep it personal and human for public interactions......Just my $.02...

Does anyone have a similar job board you use to plan ahead and stay on top of regular maintenance items, etc for each property?