My efforts feel somewhat haphazard, and I hope that an accountability partner or group can help bring more focus.An ideal partner would be at approximately the same stage—slightly behind or slightly ahead—and willing to commit to ~30-minute weekly check-ins to review progress and set goals for the coming week.

.: Is it better to put down 20% and use a bank loan or is it better to Take Over Existing Loan - How Do I do that?

I know it won’t happen overnight, but I’m committed to putting in the work and learning along the way.My plan is to start with fix and flips to build up capital, and then invest into some long-term buy-and-hold properties once I’ve built a solid foundation.

They rate has dropped in the last month to just over 4% (from ~4.25%) annual rate but not bad for a 4-week commitment. 

On paper, the person seemed okay, but I had the feeling she wouldn't commit to the property.

Believe me, there will be some tenants you don't want to commit to for 2-5 years!

The fact that you're consuming content and asking for advice shows you're committed to doing it right, which is the most important mindset.Here are some thoughts based on your goals and challenges:1.

When deals on shared via our Investor Portal, and if they are interested, they need to make hard commits.

I think it makes sense to renovate existing buildings that you can buy under market.

.: Did you know that if you buy a $400,000 property . . .In a typically bank financing scenario you put down 20% or $80,000 and finance $320,000 for 30 years the Principal and Interest at 7% is $2,129 and over 30 years you pay $766,428 (the bank loves you)BUTif you take over a loan using a Wrap (Wrap To, it takes about $15,000 in costs) and take over the existing mortgage at 2.5% that was taken out 2 years ago your payment Principal and Interest is $1,264 ($865 a month less) and over the remaining 28 years pay $447,894 (you get to keep the difference)That's a savings of $318,534 Three times a Year!