also we probably can't get enough loan if it is solely based on debt/ incoming ration, usually does the bank approve loan based on projected rental income?  

Are you planning to finance this project or use cash?

You can easily add your different stages or projects.

DetailsDeal Finders Community is invited to a Behind the Scenes walk-through of a current renovation project from our Local Deal Partners!!

While I think your question is a good one...and interesting...the person/lender that decides to back a deal like that is basically going to be making up the rules for themselves.

However, these projects often require significant upfront capital, which is where bridge financing becomes a valuable tool.Key Benefits of Bridge Financing for Value-Add Multifamily Projects1.

We work closely with real estate investors throughout the DMV and may be able to point you toward the right resources or connections.Wishing you the best, this sounds like a major project.!

I’m in the early stages of building a phased campground/RV park from the ground up in Pennsylvania, and I’m looking to connect with operators who’ve been in the trenches.Over the past year I’ve evaluated a ton of parcels, worked through zoning conversations, utilities, terrain challenges, and the realities of sequencing infrastructure for a ground‑up outdoor hospitality project.

Entry-level properties move faster, and margins are no longer forgiving for sloppy underwriting or hopeful pricing.But here’s the important part:A competitive market does not mean an unprofitable one — it means a more strategic one.Scranton’s 2026 Appreciation Changes the Math EntirelyAccording to national projections, Scranton is expected to see over 11% year-over-year appreciation in 2026.That appreciation is exclusive of forced value.Which means investors here aren’t choosing between: appreciation or cash flowThey’re stacking: market appreciation + renovation equity + rent growth + operational improvementsThat combination is exceptionally rare — especially in markets with relatively low barriers to entry.Appraisal Friction: The Real (But Manageable) Pain PointOne of the biggest challenges investors face in Scranton — and in most secondary markets — is dinosaur-aged appraisal methodology.Many appraisals still: lag real buyer demand, underweight stabilized rental income, & fail to reflect renovation quality accurately. 

Quote from @Rohan-Chad L Simpson: Hello,I was wondering what other Landlords and property managers use to track maintenance and Repairs, and if they use a ledger and if so where can I get a basic maintenance ledger.There are a lot of software choices available for free.