If they were denied, send them an Adverse Action Notice, and keep all the information you collected about that applicant should the need arise to prove no wrongdoing on your part.

I notice NJ is great for flips on the higher price counties but after my last flip, I'm taking a vacation from flips for now.

I usually spell it out as a monthly rate + a daily rate in the lease to keep it clean and transparent.What to include in your MTR lease:Utility caps (huge one — protects you from crazy electric bills)Cleaning expectations at move-out (and optional mid-stay cleanings)Clear no-subletting / no-party clauseMaintenance access language (24–48 hour notice, emergency access, etc.)Nashville-specific tip:You’ll get a mix of travel nurses, relocations, and corporate interns.

FidelitySources:IRS Notice IR-2025-111, Nov. 13, 2025.

I’ve been working on tightening how I review deals and trying to think more like the buyers who are actively closing in today’s market.Beyond the basic numbers, I’m noticing that certain factors tend to matter more once you’ve looked at enough opportunities.For those currently buying: What are the first things you look at before spending real time on a deal?

Your agent background is huge - you can spot neighborhood shifts before most investors notice.

If it's a small job, they might buy tools and then send you the Home Depot receipt and most investors won't notice.

Does anyone have a New York State compliant first-step eviction notice that I can serve on the tenant?

This towns numbers aren't great on AirDNA at all but I noticed a bunch of the listings weren't "professional" looking.

Of course there were additional upfront costs to furnish the property and make upgrades / repairs.We also use the property ourselves intermittently, which decreases profitability.