Applications were being lost, or the website wasn't permitting tenants to fill them out.

For years on end it's been fantasy talk of how this crypto or that will replace USD or other currency, and to date crypto has effected exactly 0 progress in this manner. 

I usually treat couples as one application.

.— Caroline BroderickMortgage rates end 2025 lower than expectedWhat they said would happen: Housing economists said homebuying activity for 2025 will depend largely on which direction mortgage rates shift.What actually happened: Mortgage rates have slowly declined since January, causing a jump in home loan applications and refinance activity.At the start of the year, the average rate on the fixed, 30-year home loan was 7.04%, according to Freddie Mac.

Because I get applicants that want to move in with 5 and 6 people . ( Nice area ) .

I still insist on cash or a cashiers check for premove in funds but buildium does have a guarantee program that charges the the applicant and they can pay online.

We list our properties and they want to meet for a walk though but I'm on the other side of the country.... so we have them do an application first (People HATE THIS) before either giving them the lock box code or paying someone to go out and show it. 

But its natural progression for many

I have a question though: we see this with rents that are on the top end or above of what the property is worth: the quality of the applicant goes down.

First, even if someone is doing something on their own for the first time, have they put in the years, built the skills, and progressively honed their craft?