Their clients who got into trouble, they did a refinance if it helped and extended the Amort period so the lower payments might offset the decreased occupancy rates.From a loan standpoint we both added to our Fixed loans and maintained our Working Line of credit about 1 month ago. 

That could improve cash flow, strengthen coverage ratios, and reduce stress on marginal deals.This feels less about boosting demand and more about stabilizing the credit side of the housing market.Curious how others see it, does this actually move the needle for investors, or is it mostly headline noise?

If you can’t self-manage, interview managers like you’re hiring a key employee and stress-test their systems, reporting, and response times.Think long-term optionality.

Before building all six, it usually makes sense to pencil one prototype hard using today’s build costs, conservative ARV based on nearby renovated sales not new builds, and stress test rents or resale value.

One thing I recommend is stress-testing the numbers: if rates bump up a couple points or if it takes longer to find the next property, would cash flow still hold?

I know nothing about taxes and frankly it is very overwhelming and I feel immediate stress thinking about it ... so usually i dont think about it.  

In real estate finance and note investing, stress-testing generally refers to evaluating how a potential investment would perform under adverse conditions rather than only under optimistic assumptions.

A property that creates stress or negative cash flow doesn’t become a good investment just because there are deductions.

I am posting this here because BiggerPockets is one of the few places where real investors will actually stress-test a strategy and give honest feedback instead of just nodding along.

They do not valuate ADU's based on a 2nd structure on the property (as of now), like a house & cottage or a duplex for example, so this does decrease the valuation.