Hi Amanda,I understand how frustrating and stressful this situation can be.

Deals showing 7%+ in B areas are either:priced very aggressively (often off-market),lightly underwritten, orrelying on short-term assumptions that don’t hold long-term.In most cases, 7%+ CoC in today’s environment is coming from one of three places:C-class risk (which you’re already avoiding),Value-add execution (rent bumps, expense cleanup, operational inefficiencies),Creative structure (seller carry, rate buy-downs, lower leverage, or higher equity checks).Personally, we’ve adjusted expectations on initial cash-on-cash in B areas and focus more on:durability of the asset,rent growth over 24–36 months,and total return rather than Year-1 cash flow optics.If you’re underwriting clean, long-term B-class assets at 5–6% CoC and they still make sense after stress-testing, that’s not a miss — that’s the current market.

So in general, I'm not too stressed out about a few hundred dollars in monthly cashflow but I do want a long term stable tenant in the property. 

I know nothing about taxes and frankly it is very overwhelming and I feel immediate stress thinking about it ... so usually i dont think about it.  

Quote from @William Thompson: The First Thing STR Hosts Should Review in the First Week of the Year (It’s Not Bookings)The first work week of the year always brings the same instinct for STR hosts:check calendars, tweak pricing, and see how January bookings look.That’s fine — but the hosts who actually improve year over year start somewhere else.They review how the business ran, not just how it booked.Before looking at occupancy, I always suggest taking one hour to answer a few simple questions:Which stays caused the most stress last year?

Stress level: Olympic.The 2.5-Year GrindWhat should’ve been a quick stabilization turned into a 30-month, “is this thing ever going to end?”

One thing I recommend is stress-testing the numbers: if rates bump up a couple points or if it takes longer to find the next property, would cash flow still hold?

Their clients who got into trouble, they did a refinance if it helped and extended the Amort period so the lower payments might offset the decreased occupancy rates.From a loan standpoint we both added to our Fixed loans and maintained our Working Line of credit about 1 month ago. 

If you can’t self-manage, interview managers like you’re hiring a key employee and stress-test their systems, reporting, and response times.Think long-term optionality.

That could improve cash flow, strengthen coverage ratios, and reduce stress on marginal deals.This feels less about boosting demand and more about stabilizing the credit side of the housing market.Curious how others see it, does this actually move the needle for investors, or is it mostly headline noise?