Otherwise you are better off putting money in the stock market. 

Newnan and Peachtree City are worth a look.Clayton & Henry Counties: More multifamily stock, good proximity to Atlanta job centers, and still accessible price points.Select Atlanta neighborhoods (West End, South Fulton): Higher competition but potential for appreciation and strong rental demand.Red Flags in Fixer-Uppers:Parking limitations and poor layouts (tenants care more than new investors realize).Unpermitted duplexes or conversions, always double-check zoning.Big-ticket deferred maintenance such as roof, HVAC, or sewer lines that can quickly eat up your reno budget.Balancing Sweat Equity vs.

But mortgage rates are notoriously difficult to forecast, because they are impacted by things like geopolitics, commodity prices, global trends, exchange rates, US politics, the stock market etc - all those factors into what buyers of mortgage-backed securities think (and feel)Frankly, rates are what they are.

When my stock goes to $0 - I'm out.  

Re-stock supplies? 

Also generally not too popular here but I am a fan of low cost total stock market index funds for truly passive income. 

The other RE that may have money put towards it really is not part of the other RE refinance (other than the borrow chose to use the funds toward a different RE versus stocks, of mattress, or commodities, or bonds, or mineral rights, or ???

I can't:(So, I would advise to just save all your money and put it into stable investments.In 8-10 years if all goes well you can choose to pay off the mortgages if you desire.Otherwise, if the economy & stock markets tank, you lose your job & can't find another one for 12+ months or you get cancer, etc., you will have liquid reserves to "weather the storm".- You could also use the cash for extremely lucarative investments deals - say you find a property the owner is desperate to get rid of that you know you could easily flip.

Overall, I'd say I've been pretty good at making money, but when it comes to investing I have some stocks and crypto, but right now I’ve also got a few hundred grand just sitting collecting dust.My dad is a police officer but also has a couple rental properties with a partner in upstate New York (college rentals).

Not sure if your lake is well stocked or known for fishing but growing up in Canada, ice fishing was always something that became popular during the cold months.