For B-/C+, I would think function over form. 

Functionally obsolete.

Rate is ultimately a function of pricing, which is a function of what the lender is charging.

If it changes how the house functions, pull permits.

Depending on your price point, you may not need to have brand new HVAC, electric, and plumbing--just functional and reliable.The best bang for your buck is to update colors and styles. 

Garrett points out you have states that are Attorney closing states where the escrow function is done by an attorney office and the attorney is an agent for Title insurance underwriter. 

Yesterday was a loud reminder that employment stability is changing shape.Humana stock dropped roughly 20% after the Trump administration proposed keeping Medicare Advantage rates flat, directly pressuring margins for one of Louisville’s largest employers.

Downtown Louisville still benefits from more daily activity, and increasing room inventory is one of the most reliable ways to create it.This fits cleanly into Kentucky’s broader tourism profile.Tourism is the third-largest economic driver in the state, and Louisville already attracts visitors through bourbon, food, culture, and sports.

. - What's the ONE most important task you can accomplish during your day that has the largest impact?

We’ve been stuck in 250–300 bps territory, which meant borrowers were paying a straight-up volatility tax.Here’s the good news: the spread has finally normalized.The Numbers: A Strange (but Welcome) ParadoxIf you’ve been watching the 10-year Treasury, the largest bond by volume and an easy way to loosely track mortgage rates, you’ve seen it move higher.