For our local market whenever I have had a turn in the winter months, the rent definitely has a reduction in price in comparison to spring/summer.

Trying to figure out if there's a more efficient way to make this comparison consistently.

I'm planning to stay in learning and comparison mode for a bit and value hearing how experienced investors such as yourself think about different markets and approaches.

That’s a frustrating spot to be in.Your comparison to the stock market is fair.

Below is an operating cost comparison between Nevada, Texas, and Florida.StateState Average Insurance CostState Average Property Tax RateFlorida$10,9960.19%Texas$2,3171.68%Nevada$9650.59%State average property tax source.Average insurance source.Florida's average insurance cost sourceTo put this in perspective, below are the estimated annual operating costs for a $400,000 property.StateInsurance CostProperty TaxTotalFlorida$10,996$3,640$14,636Texas$2,317$6,720$9,037Nevada$965$2,360$3,325Compared to a property in Nevada, properties in Texas and Florida require a much higher cash flow to compensate for higher operating costs.

BMO’s side-by-side statement comparison is attached.

@Jaron WallingI hear what you’re saying, and I get the comparison you’re making.

Seems like the insurance / HOA fees eat at most of the cash flow and prices are still pretty high in comparison to rents (the ones I've looked at don't get close to the 1% rule).

These visual records serve as a valuable resource for later evaluation and comparison.

@Peter Li All of my experience is with larger multifamily deals, so it might not be an apples-to-apples comparison.