What's everyone else using to stay organized?

I’m getting set up as a real estate professional and I’m looking for recommendations on business checking accounts.Some background:• I’m a new licensed agent in NC and building my LLC• I want a business bank account that’s easy to use, low-to-no-fee, and scalable• Online banking + mobile deposit functionality is important• Extra points if it integrates well with QuickBooks or accounting tools• I’m open to traditional banks and online fintech optionsCurious what you all use and love, and why you chose it.Any pros/cons you’ve experienced (fees, customer service, transaction limits, integrations, etc.) would be super helpful!

I’m looking for some insight on how to structure an offer on a Fannie Mae REO I’m interested in, especially given some discrepancies in how the property is being represented.Key facts:Current listing: Advertised as a 3 bed / 1 bath at 1,850 sf.Issue: That square footage appears to include a partially finished basement, including a “room” with no proper egress, so it should not be counted as a legal bedroom or finished living area.Prior listing (2021): Previously listed as a 3/1 at 1,572 sf.Fannie/FNMA record: Federal National Mortgage Association currently has it as a 2/1 at 1,368 sf, which is much closer to reality based on what I’ve seen.Pricing history:Sold 7/14/2021 for $450,000.Trustee’s Deed consideration amount: $347,000 dated 10/18/2024.REO list price started at $489,900, then dropped around 2/16/2026 to $484,900.First Look: First Look period expired on 2/20/2026 at 21:00, so investors can now submit offers.My main concerns:The current list price seems to be based on an inflated square footage (counting the basement as living space) and as if it’s a 3/1, when in reality it’s functionally a 2/1 with a partially finished basement.Comps in the area should really be adjusted to the ~1,368 sf, 2/1 configuration, not 1,850 sf, 3/1.Fannie paid effectively $347K (per the Trustee’s Deed), but is trying to list it close to or above what it sold for in 2021, when it was arguably misrepresented then too.What I’m thinking:Have my agent pull comps based on 2/1 and ~1,368 sf only, ignoring the basement as finished living area, and value the property that way.Back into my maximum offer using:ARV for a 2/1 at ~1,368 sf.Less repairs/updates needed.Less my desired profit and holding costs.Use the misrepresentation of square footage and non‑egress “bedroom” as leverage, both in the initial offer and during any inspection/renegotiation.Questions for the community:For those who have bought Fannie Mae REOs recently, how aggressive can I realistically be on price once First Look has expired?

There are also many organizations that host real estate events that are open to the public - it's just a matter of being added to their email list.

This structure helps isolate risk so an issue with one property does not affect the others while also keeping finances organized for accounting purposes.

To protect your property, you must perform an annual re-inspection, checking for reasonable housekeeping, any signs of leaks from ceiling, walls, and in corners; looking for safety issues or actual broken or non-functional items.S8 is a hard way to break into the business of Property Management.

It doesn’t have to be extravagant just clean and functional.

Here’s how I’d think through it:First, the 2-of-5 deadline is your real forcing function.

The more organized and structured your numbers are upfront, the smoother the financing process will be.

Use a simple system such as QuickBooks or a well organized Excel spreadsheet to track rent, repairs, utilities, insurance, taxes and other operating expenses.