It’s definitely a balancing act — owners want to protect their investment, but holding too tightly to outdated assumptions (like 2021 rent levels or tenant demand) can end up costing more in the long run.I’ve found the best approach is setting clear expectations upfront with a manager: define thresholds where the manager can act without approval (like minor repairs or small rent adjustments) and bigger decisions that require owner sign-off.

Would love to dive deeper, this might be the kind of creative financing that unlocks momentum for newer groups like ours while we build investor capital.

If something feels off, it’s okay to dig a little deeper or ask more questions.

At a high level, 5+ units is no different than a single family. 

@Anita Kollory as far as returns, it all depends on what type of loan you'd be getting, your comfort level of buying locations, how much you're approved of, and several other factors.

What is the arrangement of these four units (all stacked above each other, two on one level and two on another level, etc)?

Zillow, Craigslist, and Apartments.com give you the “street level” asking rents.

The first 11 properties were all 100% financed in one way or another, because I did not have any money and had just started a new entry level low paying job.

Here's a link to an event on Jan 27th at 7 pm at Jailbreak Brewing Company in Laurel, MD:https://www.biggerpockets.com/...Investors or investor-curious of all levels welcome!

We currently offer Waivo options to our clients, and we use them with our own properties, but these prices and coverage levels are IMO better than Waivo, so now I'm wondering if we should switch.I'm curious to get others' thoughts/opinions.