I am not advising anyone else to do the same.agree, that legal fees and forced sale may decrease our chances of return of our capital and earnings. 

At peak times the complaints and reviews skew downward as a perception of value decreases, and inversely in low times.Its also the law of averages, do this long enough and at any scale you're not going to like everyone who comes through your door.

I’m in 3 markets and rent is decreasing about $100-$200/month in one of mine (Dallas).

But one choice or the other does not increase/decrease the risk of being sued.

As you mentioned, we have made the decision to decrease our number of funnels to target sellers a bit more consistently by what has been showing positives.Don: It is definitely viewed as a business before anything else.

On top of that, I see a recession on the horizon, if that happens look for a decrease in housing prices not an increase.  2026 is just months away.  

@Fabio A Becker Loch Lommond drained during hurricane matthew which decreased that neighborhoods value, but once its fixed those ARV will go up.

Also, some people if they move in without an ESA pet and get certified for their pet to be an ESA animal you might have to decrease the pet fee and credit back the security deposit for the pet (I would check with an attorney on this last one; however, this was what we had to due with an attorney direction for a tenant that did this on one unit we manage). 

Do you intend to decrease leverage in all states or just judicial ones?

Maybe you can increase the rate to decrease the points, if you feel they are high.