Well, it's definitely a lesson for the future on modifying contracts.

Good luck and much future success to you.

You mentioned the Cromford report and city-data.com which are good information for current or past data, but if you're trying to forecast into the future, you need to get involved with the data of where things are going to be developing in the future.

Also, over the extremely long run, we are all dead but we can't run projections based on 20/40 year projections as nobody can accurately predict that long into the future.

.- Refinance costs - I'd have to refi in 5 years and who knows where rates will be- Refinance risk - related to the bullet above, but there is risk around not being able to refi at all due to economic conditions in the future- I can get the commercial loan in my LLC name. 

@Michael M.Welcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

Always asking if they are satisfied and have we earned the right to ask you to renew your lease in the future or share our company with any other family, friends or colleagues that may be looking for a high quality property management company to work with.It is that commitment to excellence that helps us provide a very stable, consistent and reliable return to our investment clients.  

The other great thing about this is you can get more than one number in the future and put the VAs on a “ring down”.Chris

I am now finding about one a week or so, that are ready to sell now or in the very near future (probate). 

Looking forward to hearing more about your future home runs.