I can tell you at Spark Multifamily Investment Group we do low leverage fix rate deals that do not project “over the moon” returns. 

What’s one mistake you made when using leverage for a passive investment that you’d warn others about?

The experience of building LFI showed me something I couldn't ignore: there is a real gap in quality education for people who want to invest passively but don't know where to start.

As a hands on investor it was hard for me "let go" of projects and leverage the GC (and other guys I hired) to help us complete the rehab.

The fact that you are looking to leverage your construction experience already puts you ahead of many new investors.

Cash-flow negative at every leveraged scenario including proforma rents.

I’m fully committed to educating myself, and excited to use Bigger Pockets to help do so! 

With rates and pricing shifts over the last year, I’m curious:Are investors becoming more conservative with leverage, or still pushing toward maximum LTV when available?

and Turned It Into a $269K WinEvery investor has that one horror story — the contractor who disappears mid-job, the project that goes sideways, and the numbers that stop making sense.One of our investors recently lived it.They were over-leveraged, stressed, and had already lost $30,000 to a contractor who never finished the work.

I also am investing for asset value growth to leave assets to fund my sons education and dreams (he is 9, I am am 58 and have recently had some strokes and heart problems, even though I am fit and athletic with a good diet).Being new to real estate investing, and rather risk averse, I made the poor choice of purchasing the property for cash.