I’ve been working on a simple underwriting tool for small investors who don’t want to spend an hour in Excel every time they look at a property.Here’s how it works:Drop in the basics (price, rent, expenses, loan terms)In 30 seconds, it spits out NOI, Cap Rate, DSCR, Cash-on-Cash, and a simple traffic-light recommendation (Green / Yellow / Red)You get a clean one-page summary you can actually use to make a quick “go/no-go” callI’m testing it out with real investors now.

Any heuristics or “deal breakers” that have stood the test of time for you — regardless of macro conditions?

If you want to bounce ideas, I do a Q+A 3 times a week and its posted in the events forums.

I did a test asking agents on Zillow one simple question:"Morning ​C​rystal!

When analyzing DSCR loans, do you run scenarios like 10% vacancy or higher expenses, or do you underwrite only on current rent?

To qualify, taxpayers must meet specific criteria demonstrating that they are real estate professionals who materially participate in their rental activities.How to Navigate the Rules:Step 1: Identify your real property trades or businessesHere is a list of activities that are considered to be a real property trade or business:RedevelopmentLeasingConversionConstructionReal property developmentReconstructionOperationRentalBrokerageManagementAcquisitionIf you participate in multiple of these activities, you may be able to combine them making it easier to meet the material participation hour requirements.Step 2: Demonstrate material participation in real property trades or businessesThere are seven tests to determine if you demonstrate material participation.

You need photos that stand out and align with the AI-driven algorithm prioritizing listings in popular categories.The 5 Must-Have Photos for Airbnb ListingsI have tested hundreds of photos and analyzed which listings perform best.

Also, I am in the phase of beta testing, so it would be at no additional cost to you :)I got a solution that we kind of built in-house and using it.

As someone who’s managed flips and overseen contractors, I’ve found that stress-testing the numbers up front is key.

There are 7 tests to determine if you materially participate (only need to meet one) the most commonly used tests are:1.