There are a lot of pretenders on here and you are not one of them.

The numbers, the design, the decision-making under pressure-  I'm not going to pretend I have some dramatic rock-bottom moment that taught me everything.

The deals where I actually nailed my budget were the ones where I over-estimated every category by 15–20% upfront and built in a real contingency line — not the "I'll figure it out" contingency we all pretend is a plan.My question for you all:What's YOUR most consistently blown budget line item on flips?

Pretend you are testifying in Court.

Some applicants will try to fake employment and give out a friend's number who pretends to be the employer.Could you meet in person and verify the account balance on their mobile device without having the paperwork.Ask them what they can provide to bolster their application.Do you have a real estate license or PM. 

They pretend to be prospective clients seeking help, they pretend to be fellow CPAs, they pretend to be the IRS. 

@Tim Kirkshort answer: yes, you will just be losing money every month, because no LTR anywhere will support 100% financing, if a component of it is HELOC money.people pretend a HELOC is cash because it's usually attached to their primary and not the rental. 

properties mostly don't cash flow at all right now, even with down payments in cash.sometimes investors do what you're proposing, and just pretend the HELOC interest isn't associated with the property it was used for. 

If he is none of those things you might as well pretend you burned that money in the fireplace.  

I’m talking about things like:•site conditions and drainage•access, utilities, and neighborhood context •deferred maintenance that may not appear in photos•unique quirks that can affect rehab risk or resaleThe local market here has a lot of homes in the low‑to‑mid $200k range, and properties move at a pretty steady pace, so early insight can make a real difference in decisions.My goal isn’t to replace inspections or pretend I’m an expert in every discipline.