The score is irrelevant, you need to understand the REASONS for the score, and look for Bad Habits in other areas of their life.

Is there a local credit union in your town? 

Credit unions vs banks — I know credit unions often offer better auto loan rates.

Same DSCR.780 credit score and 635 credit score will not receive the same terms.DSCR is property-driven.

Expect 70–75% LTV on investment property.Local bank/credit union HELOC – Big banks won’t, small banks often will.Second mortgage (closed-end 2nd) – Yes, possible.

I recently went to Navy Federal Credit Union for a prequalification to see what I might be eligible for.

Hi everyone,I’m trying to understand why my mortgage was denied after being pre-approved and wanted to see if anyone has had a similar experience.I applied for a $650k mortgage through Navy Federal Credit Union and was initially pre-approved.

I recently went to Navy Federal Credit Union for a prequalification to see what I might be eligible for.

For years, I closed deals exclusively through mail—over 100 deals in one neighborhood (Union Heights in North Charleston).

What are the possibilities as foreigners for:- Conventional loans- Bank/credit union loans- DSCR loansTHANK you and have a nice sunday evening.