Coast FI at 24 and a $99K Net Worth Thanks to a Few Years of Pure Hustle
Could Coast FI be your BEST path to financial independence? Maybe you don’t want to retire early—not yet, at least. Hustle for a few years, invest your money, and watch…
Traditional Loans
Are Adjustable Rate Mortgages a Lifeline for Lower Rates? Or the Most Dangerous Thing You Could Do?
If, like me, you check mortgage interest rates like an expectant parent checks their wife’s contractions, you doubtless will have analyzed every type of loan product in an attempt to inch the…
Real Estate Investors: Use These Loans to Get Your Construction Project Across the Finish Line
This article is presented by CV3 Financial. Read our editorial guidelines for more information. The real estate market is ever-evolving, and there has been a growing trend toward ground-up construction. With existing…
Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy
Now that the new year buzz has settled and the reality of persistently high mortgage rates has set in, how should investors react?
Is the New 5% Down Fannie Mae Multifamily Loan as Lucrative as We Thought? Here’s Our Analysis
In November, the 5% down Fannie Mae loan for multifamily properties was released to thunderous applause. We analyze a deal under the new program to see just how beneficial it…
High Interest Rates Have Impacted HELOCs—But Can You Still Get One?
Stop being concerned with ROI and IRR. Stop putting yourself in speculative positions. The path to wealth is boring, and this is what you should be paying attention to.
Understanding APR on Loans
The APR (annual percentage rate) on a loan is the total cost of borrowing money. Understanding APR is crucial when applying for a mortgage, personal loan, credit card, or real…
Can You Add Renovation Costs to a Conventional Mortgage?
You can add renovation costs to a conventional mortgage, but only when you’re using a conventional cash-out refinance. If you’re doing a cash-out refinance on an existing home, you can…
What’s Next For DSCR Loans? Updates For 2024 and Beyond
DSCR loans are increasingly popular—which means new products are coming in 2024. Here's what's coming next.
How to Get Rid of PMI on Your Investment Property
Learn a few strategies investors can use to get rid of PMI on their loans.
Can I Roll Closing Costs Into My Conventional Mortgage?
Some investors may benefit from rolling their closing costs into their mortgage payments. Is this strategy for you?
DSCR Loans: Terms to Know When Working With These Popular Rental Loans
To help investors master the world of DSCR loans and know how to effectively communicate and work with rental property lenders, here is a helpful glossary of terms you need to know…
What Is a Conventional Loan?
A conventional mortgage loan is a type of financing offered by private lenders. Also called a conforming conventional loan, the mortgage meets the requirements for government-backed loans like Fannie Mae…
