When it comes to the words “mortgage insurance,” many people have a negative reaction because they think it is “bad.” Is mortgage insurance bad? Maybe, maybe not. Mortgage insurance is required ...

When a veteran is in the process of qualifying for a VA loan, there are certain costs associated that veterans are allowed wit...

Thinking about buying a home from someone you are related to or do business with? FHA will allow FHA financing on the property, but under certain circumstances and with some modifications to ty...

From time to time, when you are working with a lender to get an FHA loan, a reason arises that you decide you want to work with another lender.  The reason that you decide to work with a differe...

I didn’t realize that underwriters cutting appraisals was still a problem.  I mean, I remember it being a big deal when it seemed that everyone I knew wanted to refinance and take their equity o...

Many people have money set aside that can help them buy a home or save their home – in a spot they don’t think they can access easily. When times get tough, many people will drai...

If you are looking at buying a (big) home and possibly financing it with a jumbo loan, this may be your lucky day if you have documentable income and a good credit score… Interest rates o...

Have you ever heard of a “Green Mortgage”? If not, you may soon. They seem to be gaining steam along with the rest of the “green” movements. In order for a mortgage program to be...

Even though interest rates are at their lowest point in decades, the jumbo loan market is still spotty. Sure, rates are lower than they have been — but the guidelines are still fairly tight....

There are a lot of home loan experts out there who have various tips and suggestions about buying a home. I guess this post is no exception, but I’m directing this particular list of tips to Vet...

Quite a few of my geeky friends were on Foursquare way before I was. Heck, one of them even became the mayor of...

Because I live in Arizona, many people have asked me over the last 2 years whether or not they should short sell their house. And pretty much every time, my advice is generally the same: