Hello BiggerPockets Community,

I hope this message finds you all well. I am Dzung Doan and I'm new to the realm of real estate investing. I'm interested in a buy-and-hold strategy for rental properties and am aiming to create a passive income stream. I have an initial investment capital of around $35K-$50K, with an additional $3K-$5K saved per month. I plan to finance my investments using conventional loans, including a down payment of 20-25% and a 30-year mortgage.

At the moment, I am considering the Baltimore, Maryland market. I find its growing economy, increasing population, and strong rental demand particularly attractive. The rent-to-price ratio seems favorable, which could make this market a good fit for my investment goals.

However, being an out-of-state investor, I understand the importance of learning from those already familiar with the Baltimore market. I am particularly interested in:

1. The nuances and characteristics of different neighborhoods in Baltimore, including their investment potentials.
2. Personal experiences in this market, including both challenges and successes.
3. Recommendations for local teams - including real estate agents, property managers, and contractors.
4. Strategies that have proven to be successful in this market.

I also appreciate any advice on potential pitfalls or factors to be aware of when investing in Baltimore.

My goal is to make well-informed decisions and start my real estate investing journey on a strong note. I greatly appreciate any insights, advice, or recommendations you could share with me.

Thank you in advance for your time and your help. I am excited to learn from and grow with this community.

Best regards,

Dzung Doan