Water damage occurred inside home during roof replacement.

Water damage occurred inside home during roof replacement.

Member since 2019 · 45 posts · 7 votes

We are having our roof replaced due to storm damage, however, when the shingles were removed another storm came through the area and caused a significant amount of water damage inside the house. Currently, we have a traveling nurse staying at our property until the end of November. I have absolutely no idea how to navigate this situation.

The contractor has stated that they'll fix any damage, but some of the damage is to drywall that has kitchen cabinets hung on them. I feel like there's no way the renter could be expected to stay in the house while this is being repaired, but I don't know how this all gets remedied. Does the contractor's insurance pay to have the renter's stay elsewhere while it's being fixed? Do they wait until the renter is gone in November to do the repairs, and if so, do they pay for the loss of income while it's unable to be rented? I feel like the first option would likely occur, but I also feel like that's bad business for me and would be worried the renter would leave a bad review because of it, and thus possibly make it harder to rent. Idon't even know if I have any say in the scenario. This is an overwhelming situation and I'm not really sure how to navigate it.

Has anyone been through anything like this or have any suggestions on how to proceed?

Thanks in advance

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  • Chris SeveneyBusiness Member
    Moderator
    Investor · VA · Member since 2015 · 21k+ posts · 19k+ votes
    2y

    @Nate Pucel

    This will get answered based on the contract you have with the roofer and possibly your insurance

    Typically a contractor is not responsible for consequential damages - meaning if they break something they are responsible for that item, not for any lost revenues etc.

    Now your insurance may have rental loss on it and they could go after the insurance of contractor but that also depends on your type of insurance

    So the answer is : it depends on what the agreements are

    7e investments53 Reviews
  • Theresa HarrisPro Member
    Member since 2019 · 15k+ posts · 11k+ votes
    2y

    Usually the tenant would have insurance to cover a hotel stay in this situation.  I wouldn't leave it until Nov to deal with the drywall especially you are in an area where it is warm and humid (mold can grow quickly).  Is it possible to remove the upper cabinets for now and let the drywall dry and leave the re-drywalling until she's out?  There will be some holes in the wall where they open it up to let air in and dry it out.

  • Contractor · Richardson, TX · Member since 2022 · 265 posts · 146 votes
    2y

    First off, they shouldn't have been Replacing a roof if there's a good chance of storms coming through that day!  Sure, strange things happen but, if there's 30-40+% chance of rain one day, "we" aren't doing a re-roof then!

    Chris was partially correct ... the Roofer (Company I hope) should cover costs related to the roof, damage inside, and on/to that property. But probably not covering loss of rent, add'l housing costs, etc.  THEIR Insurance (Roofing Co's) should cover the costs, if they do not or aren't willing to directly. Remember, being NICE and trying to work with them (if they are willing) probably goes farther than trying to force things on them.

    w/ J's Roofing - Richardson, TX

  • Ned J.Pro Member
    Investor · Manteca, CA · Member since 2017 · 1k+ posts · 2k+ votes
    2y

    Nothing good comes from waiting to repair wet drywall- especially if its on a wall that is holding up cabinets

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