Stay clear of Tenant Occupied House?

Stay clear of Tenant Occupied House?

Rental Property Investor · New York, NY · Member since 2020 · 40 posts · 20 votes

Hey everyone, I hope you guys are well and thank you for taking the time to read this. 

I have a house off market and at 50% discount of ARV. The deal is locked and loaded, but there is a tenant in place. They've been there for 4 years, never missed a payment and their lease expires May 2022. The current owner likes to have his rents under market value so he's renting it out at 600/month.

The intention is to flip this house whether I do it or wholesale it to someone else to do it. Im having doubts with moving forward as my money would be parked for 6 months in the event that the tenants want to fulfill the remainder of the lease. Is this is still a deal or would it better to walk away? Perhaps a seasoned investor with more capital would like it. Im fairly new so, 6 months seems like a long time. 

If you have any words or wisdom, Id be grateful. 

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Marco PadillaPro Member
Investor · Philadelphia, PA · Member since 2017 · 100 posts · 50 votes
4y

Have you considered going to the tenants and offering them cash for keys? Another suggestion is how much rehab needs to be done? You could do the rehab, if is not too much. If they're willing to stay have them sign a new lease and sell it as a turn key investment property with tenants who have a history of paying. However there's still a lot of information that is needed. Most importantly talk to the tenants and see what their plans are make sure there's a valid history of them paying. Good luck

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  • Marco PadillaPro Member
    Investor · Philadelphia, PA · Member since 2017 · 100 posts · 50 votes
    4y

    Have you considered going to the tenants and offering them cash for keys? Another suggestion is how much rehab needs to be done? You could do the rehab, if is not too much. If they're willing to stay have them sign a new lease and sell it as a turn key investment property with tenants who have a history of paying. However there's still a lot of information that is needed. Most importantly talk to the tenants and see what their plans are make sure there's a valid history of them paying. Good luck

  • Investor · Austin, TX · Member since 2021 · 96 posts · 61 votes
    4y

    See what they'd take to move out early, number 1.  If that amount is too high for you, is there a way to structure things where you're not coming too deep out of pocket to take the deal down?  Personally, I'd probably figure out a way to get it done.

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    4y

    If the property is really that good of a deal, I don't see 6 months as being that long. Maybe verify that they actually intend to leave without any problems in May.....

  • Rental Property Investor · New York, NY · Member since 2020 · 40 posts · 20 votes
    4y

    @Marco Padilla thank you for the advice. Yes I thought of cash for keys. I’ll try that approach. It seems to be the easiest.

    ARV 190K (complete cosmetic rehab)

    Rehab 50K

    Price 87K

    2 Bed

    1 Bath

    Full basement

    1887 sqft

    * you could make another room and a garage to get the most

  • Rental Property Investor · New York, NY · Member since 2020 · 40 posts · 20 votes
    4y

    @Brian Nally Yes, cash for keys seems to be the advice I’ve gotten. What is an average offered? Is it 1, 2, or 3 months rent? Is there a standard?

    Thank you for taking the time to advice me. I appreciate it

  • Rental Property Investor · New York, NY · Member since 2020 · 40 posts · 20 votes
    4y

    @Bruce Woodruff They have a 4 year of clean track record, so I’m hoping. Thank you for the advice.

  • Rental Property Investor · San Diego, CA · Member since 2010 · 366 posts · 314 votes
    4y

    You haven't given the most critical piece of info; without knowing what rent control laws are in the location of the property, no one can give good advice. If full rent control is in place, and the tenant can say "um, no, Thanks.  I'd rather stay the rest of my natural life here at $600/month", the value of the property is pretty low. If you can (legally) just give 30 or 60 day notice, not so bad. If you have to move into the property in order to get rid of tenants that's a different equation. 

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