Best LTV on investment property loans

[Remi Nagle]

Hello,

I am looking to buy an investment property using a conventional loan and I was wondering if anyone here knew of any banks in Tennessee (or any bank really) that could get me financing for a rental property at 85% LTV in Chattanooga. I understand this is a high bar to ask on an investment loan but I have managed to find some lenders in my home state in Washington who have been able to do so. One more thing. In addition to only needing a 15% down payment, I would like to find a lender that can also count the rent income from the rooms I am renting in my primary residence. This is the only way I can free up enough DTI to make the next purchase.

Any tips would be greatly appreciated.

Thanks,