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Updated 8 months ago on . Most recent reply

Account Closed's profile image
Account Closed's profile image
Account Closed
  • Investor
  • from Eau Claire, WI
  • Member since Aug 27, 2019
Account Closed's profile image
Account Closed's profile image
Account Closed
  • Investor
  • from Eau Claire, WI
  • Member since Aug 27, 2019
Account Closed
  • Investor
  • Eau Claire, WI
6
Votes |
20
Posts
Private Lending & Conventional Mortgage Advice

DSCR Gift Funds

Account Closed
  • Investor
  • Eau Claire, WI
Posted

I am planning on purchasing a $350k property with DSCR loan. I seen online gift funds can be used with after 10% of my own money. Does being a first time investor change the amount of my required contribution?

I have $35k of my own money to go towards the purchase. My son will be gifting the remainder to me. Can gift funds be used for reserves? Or will i need to have $35k + reserves of my own money to make this happen?

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Mike Grudzien's profile image
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Mike Grudzien
  • Lender
  • from Eugene, OR
  • Member since Nov 12, 2019

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Mike Grudzien's profile image
Mike Grudzien's profile image
Mike Grudzien
  • Lender
  • from Eugene, OR
  • Member since Nov 12, 2019
Mike Grudzien
  • Lender
  • Eugene, OR
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Mike Grudzien
  • Lender
  • Eugene, OR
Replied

I'll join in and repeat: "It depends on the lender"

  • Mike Grudzien
    • 1 Vote
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