Private lenders- what LTV do you find appealing?

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Lender · Charleston, SC · Member since 2019 · 1k+ posts · 1k+ votes
1y

Depends on the situation, borrower, and purpose. 

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  • Lender · Charleston, SC · Member since 2019 · 1k+ posts · 1k+ votes
    1y

    Depends on the situation, borrower, and purpose. 

  • Chris SeveneyBusiness Member
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    Investor · VA · Member since 2015 · 21k+ posts · 19k+ votes
    1y
    Quote from @John Salcedo:

    For the private lenders, what is your ideal loan structure/ LTV?

    Does it change if you are in a first or second position?     

    changes drastically based on lien position - typically 1st no more than 70-75% and 60% in 2nd.
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  • Erik EstradaBusiness Member
    Lender · Los Angeles, CA · Member since 2022 · 7k+ posts · 1k+ votes
    1y
    Quote from @John Salcedo:

    For the private lenders, what is your ideal loan structure/ LTV?

    Does it change if you are in a first or second position?     

    Usually 65 LTV Is a sweet spot. 55-60 LTV on 2nds Usually. You can get more aggressive leverage with a bigger private lender such as Kiavi, etc.. 
    LuxePrivate Investments LLC 572 Reviews
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