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Updated over 1 year ago on 05/03/2024. Most recent reply

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Robert MalcolmPoster

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Looking for a DSCR Lender for rural 10 SFR portfolio

Robert MalcolmPoster

Posted April 24, 2024 16:35

Hello all,

I am looking for a loan on a portfolio of 10 rural SFR properties I am looking to get financed using a DSCR program with interest only. I have reached out to multiple DSCR lenders but was turned down because the portfolio is a rural part of the state. Does anyone know any DSCR lenders who lend in rural areas?

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New York City, New York

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Erik Estrada

#3 Mortgage Brokers & Lenders Contributor

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Erik Estrada

#3 Mortgage Brokers & Lenders Contributor

Lender

Replied April 25, 2024 04:52

Quote from @Robert Malcolm:

Hello all,

I am looking for a loan on a portfolio of 10 rural SFR properties I am looking to get financed using a DSCR program with interest only. I have reached out to multiple DSCR lenders but was turned down because the portfolio is a rural part of the state. Does anyone know any DSCR lenders who lend in rural areas?

You can finance rural properties with a DSCR loan however you will need to make sure you meet the minimum value requirement. The lowest I have seen is $75k per property and a $55k min loan amount.