How i use my CC in 2023 to maximize my ROI

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How i use my CC in 2023 to maximize my ROI

Ben Aaron
Investor · San Francisco · Member since 2024 · 58 posts · 12 votes

Hey All!

I have been in the game for the past 4 years, started like most people here with not a lot of my own capital. I was always in the look for ways to increase my ROI so I could do more projects.

Fast forward to last year. Interest rates jumped up deals started looking hard to make them happen, every penny we took from our lenders became very expensive. As a result, I found some ways to get 0% capital on my cards like being able to get more ROI on my money because I haven't needed the capital to pay for any of the project expenses.

I will be happy to share with you my case studies. with the knowledge, I learned how to do it also for other investors.


Wishing you all Happy 2024 and many investments (:

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Travis TimmonsPro Member
Rental Property Investor · Ellsworth, ME · Member since 2021 · 1k+ posts · 2k+ votes
2y

Ben...please stop. You obviously have a service to sell; just come out and say it. I'm sure that it has some value, but this isn't an advertising and marketing forum. Don't hide behind the charade that you actually want to help someone or that this is some sort of informative post. 

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  • Mike Dymski
    Investor · Greenville, SC · Member since 2016 · 5k+ posts · 13k+ votes
    2y

    This must be one of those things where you will have to kill us if you tell us...

    2Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y

    Absolutely not!

    will be happy to share, today i help others with getting it

    0Reply
  • Sarah KensingerPro Member
    Real Estate Consultant · OH · Member since 2023 · 2k+ posts · 1k+ votes
    2y

    We utilize the 0% CC as well! This is a great way to furnish a property or make some repairs! But you also need to have a plan to pay the CC or roll the debt unto another CC before the 0% is up.

    [email protected]330-557-3021
    2Reply
  • Michael BaumPro Member
    Olympia, WA · Member since 2016 · 8k+ posts · 7k+ votes
    2y

    Exactly what @Sarah Kensinger said.

    It is soooo easy to get in over your head with rolling zero percent credit card offers.

    I know it just seems so easy, keep rolling over balances to new zero cards, but usually it catches up with you.

    2Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y

    Im 100% with you guys!

    As long there is a liquidity moment ( Sale or refi) that will work, i will not use it just for regular life expense

    1Reply
  • Yocheved Beer
    Member since 2022 · 72 posts · 10 votes
    2y

    @Ben Aaron so how do you do it?

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y

    I help investors get it, let's connect 

    0Reply
  • Jeremy Horton
    Rental Property Investor · Somewhere over the Rainbow · Member since 2021 · 1k+ posts · 1k+ votes
    2y
    Quote from @Sarah Kensinger:

    We utilize the 0% CC as well! This is a great way to furnish a property or make some repairs! But you also need to have a plan to pay the CC or roll the debt unto another CC before the 0% is up.


     You mean balance transfer into a new 0% card for the next year?! And just keep repeating lol

    I have heard of people buying actual houses with a CC, that's what I'd like to figure out how to do 

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Yocheved Beer:

    @Ben Aaron so how do you do it?


     reach out i will show you 

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Jeremy Horton:
    Quote from @Sarah Kensinger:

    We utilize the 0% CC as well! This is a great way to furnish a property or make some repairs! But you also need to have a plan to pay the CC or roll the debt unto another CC before the 0% is up.


     You mean balance transfer into a new 0% card for the next year?! And just keep repeating lol

    I have heard of people buying actual houses with a CC, that's what I'd like to figure out how to do 


     Thats exactly what i do!

    let me know if you want more infor, i help real Estate investors get access to 0% capital 

    0Reply
  • Jeremy Horton
    Rental Property Investor · Somewhere over the Rainbow · Member since 2021 · 1k+ posts · 1k+ votes
    2y
    Quote from @Ben Aaron:
    Quote from @Jeremy Horton:
    Quote from @Sarah Kensinger:

    We utilize the 0% CC as well! This is a great way to furnish a property or make some repairs! But you also need to have a plan to pay the CC or roll the debt unto another CC before the 0% is up.


     You mean balance transfer into a new 0% card for the next year?! And just keep repeating lol

    I have heard of people buying actual houses with a CC, that's what I'd like to figure out how to do 


     Thats exactly what i do!

    let me know if you want more infor, i help real Estate investors get access to 0% capital 


     Yea go ahead and post up what you got

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y

    we analyze the credit profile of Clint and we work directly with each Clint and build for them a personalized plan to get them the amount of capital they need and together with the connection we have with the banks we achieve the the capital they need.

    Some clints have sometimes some issues with their personal credit profile and we help them to optimize their credit.

    We get paid based on results only after our clints get their capital not before.

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Jeremy Horton:
    Quote from @Ben Aaron:
    Quote from @Jeremy Horton:
    Quote from @Sarah Kensinger:

    We utilize the 0% CC as well! This is a great way to furnish a property or make some repairs! But you also need to have a plan to pay the CC or roll the debt unto another CC before the 0% is up.


     You mean balance transfer into a new 0% card for the next year?! And just keep repeating lol

    I have heard of people buying actual houses with a CC, that's what I'd like to figure out how to do 


     Thats exactly what i do!

    let me know if you want more infor, i help real Estate investors get access to 0% capital 


     Yea go ahead and post up what you got

    we analyze the credit profile of Clint and we work directly with each Clint and build for them a personalized plan to get them the amount of capital they need and together with the connection we have with the banks we achieve the the capital they need.

    Some clints have sometimes some issues with their personal credit profile and we help them to optimize their credit.

    We get paid based on results only after our clints get their capital not before.

    0Reply
  • John MorganPro Member
    Rental Property Investor · Grand Prairie, TX · Member since 2018 · 2k+ posts · 2k+ votes
    2y

    I use 0% interest for a year cc all the time to buy houses. I’m doing it right now as a matter of fact. I took out 10k from one card (capital one) and 25k from another card (Citi). It’s free money so why not!? I’d rather put my cash in savings to use and buy more houses vs sitting on 50 or 60k in savings getting devalued with inflation.

    1Reply
  • Travis TimmonsPro Member
    Rental Property Investor · Ellsworth, ME · Member since 2021 · 1k+ posts · 2k+ votes
    2y

    Ben...please stop. You obviously have a service to sell; just come out and say it. I'm sure that it has some value, but this isn't an advertising and marketing forum. Don't hide behind the charade that you actually want to help someone or that this is some sort of informative post. 

    5Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Travis Timmons:

    Ben...please stop. You obviously have a service to sell; just come out and say it. I'm sure that it has some value, but this isn't an advertising and marketing forum. Don't hide behind the charade that you actually want to help someone or that this is some sort of informative post. 

    Travis I do provide services but am also very happy to share my knowledge in real estate in general, which i obviously don't charge and do in other people's posts and in privet.  And like any topic in life, you can read and google/ask chat gpt about it and do it yourself so I'm here saying it and opening people's minds and letting people do their research and dissection.  

    0Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @John Morgan:

    I use 0% interest for a year cc all the time to buy houses. I’m doing it right now as a matter of fact. I took out 10k from one card (capital one) and 25k from another card (Citi). It’s free money so why not!? I’d rather put my cash in savings to use and buy more houses vs sitting on 50 or 60k in savings getting devalued with inflation.


     that's great!!! 

    1Reply
  • Andrew SteffensBusiness Member
    Tampa, FL · Member since 2022 · 3k+ posts · 3k+ votes
    2y

    My Amex bill is frequently over $100k a month - Amex is trickier as a charge card but it does give you a month "float" and the rewards are unbeatable.

    Last year went to Europe and Dubai in first class and stayed in 5 star hotels.  $60,000 trip for 500,000 points + under $2,000 in taxes/misc

    [email protected]813-563-0877
    Vacation Rentals of Florida53 Reviews
    WebsiteView Page
    2Reply
  • Travis TimmonsPro Member
    Rental Property Investor · Ellsworth, ME · Member since 2021 · 1k+ posts · 2k+ votes
    2y

    @Ben Aaron cool...I'm sure that you do provide helpful knowledge for free. I'm not being patronizing or rude. I actually believe that to be true. This post is not that. It's a sales/marketing post to fish for leads. 

    3Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Andrew Steffens:

    My Amex bill is frequently over $100k a month - Amex is trickier as a charge card but it does give you a month "float" and the rewards are unbeatable.

    Last year went to Europe and Dubai in first class and stayed in 5 star hotels.  $60,000 trip for 500,000 points + under $2,000 in taxes/misc


     Thats how to do it!!! 

    1Reply
  • Ben Aaron
    OP
    Investor · San Francisco · Member since 2024 · 58 posts · 12 votes
    2y
    Quote from @Travis Timmons:

    @Ben Aaron cool...I'm sure that you do provide helpful knowledge for free. I'm not being patronizing or rude. I actually believe that to be true. This post is not that. It's a sales/marketing post to fish for leads. 


     Will be happy to connect with you!  

    0Reply
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