STR insurance - Proper alternatives?

[Scott K.]

Hi there, my STR in the Hudson Valley, NY is currently insured with Proper. They're pricey, and I'm keen to do some comparison shopping. Is anyone else aware of reasonable alternatives?

[Sarah Kensinger]

Whatever you choose make sure to read the ENTIRE fine print of the policy. Many times, hosts think the company or broker provided a STR policy just to find out when a claim is made there was a little sentence in the fine print that stated any STR activities canceled the policy out.