My wife and I are interested in supplementing our retirement accounts for that time 10-15 years down the road; plus we want to be able to finance our grandchildren's college educations.

She is an accountant with a governmental tourism entity; and I am an IT worker for a large private retail company. She has a degree in Business Ethics, and my Degree is in Finance and Banking. I spent 10 years on the Credit side of banking before moving to IT. 

I made all kinds of loans - consumer loans of all kinds; some light commercial, and some home equity real estate. I specialized in loan documentation and took over a loan department that was in bad need of re-organization. I cleaned it up, including Real Estate loan technical exceptions, and in the end made the bank bank attractive enough that it was sold in a merger (and yes, I lost my job due to the merger). You can see why I moved to the IT side of the banking business, where I spent the next 15 years.

My wife spent almost 20 years on her previous job, and has been at her current one over 5 years. We have no children at home, and host our grandchildren as much as we can.