I’m looking into hard money lending companies, also working on building relationships with possible future investors or lenders. I came across DoHardMoney.com and am qualified for a loan. I talked to them and they said after the deal when it’s time to pay back; the only way they make money is from interest and points solely. So what I am asking is what is a typical average rate that would make sense on a deal. And what rates and points should I watch out for as a big NO! Thank you!