Hey Everyone,

I'm mid-flight on a renovation to turn part of my primary residence into a studio and house hack, and also midway through reading David Greene's BRRRR book. In it he argues that if you can fix something major like a roof prior to getting a house appraised as part of a refi you'll recoup part of that investment with the additional value you'll be able to pull out after getting it done.

My roof needs to be redone and I'm torn on if it's worth it to liquidate some stock to get it done prior to getting the house appraised to generate funding through a HELOC or cash out refi that would be put into another investment. I had originally planned to use either HELOC or funds from the cash out refi to get the roof done afterward, but David's argument sounds interesting. I realize I should have the reserves on hand to not have to liquidate stock but I've prioritized the house hack work over the roof for the short term and now considering changing direction based on this new information I just read. Has anyone been in a similar situation or have thoughts/experience with a decision like this? Thanks in advance!