Hi all, I’m researching one STR strategy: hosting guests on non-vacation stays, in either a room or a whole home, in the suburbs of Houston, Indianapolis and Tampa. I’d value a reality check from people on the ground. Where the supply seems to be - Owners who couldn’t sell. Accidental landlords r...
I’m interested in how real estate investors track contractor performance across multiple renovation jobs. For those who use spreadsheets to compare bids with actual costs, timelines, and change orders: - At roughly what number of active jobs or contractors did tracking become difficult, if it eve...
Hi ! I have a question… Can you refinance Short Term property and get the Cash out? Bought it as a long term rental then converted to STR…. My lender said it’s impossible and I’m stuck for a long game…. Thank you all!🙏
I would like to purchase a co-living space or duplex this year. I have my first home rented out, it's currently not in an LLC and I would like to pull equity out to purchase my next rental property. I'd also like to put the property in an LLC to protect it. I'm debating to pull out a HELOC then d...
Hi! I’m working with a client who is currently applying for an E-2 visa. We’re negotiating with a landlord who has requested financial documents showing that my client can financially support the new business. Since his LLC is newly established, he doesn’t have any business financial records yet....
Here’s a question I occasionally ask myself when looking at a loan: would I lend this guy my own money? Not the lender’s money. Mine. My, say, $300,000. Money that came out of my bank account this morning and that I would very much like to see again. Suddenly underwriting feels a little different...
Here's something I've been wondering about. A restaurant can serve excellent food, have loyal customers, employ twenty people, and make a healthy profit year after year. Yet getting a substantial business loan can be surprisingly difficult. Meanwhile, the building housing that restaurant might qu...
I have a strange relationship with money. If somebody tells me a guitar costs $1,200, I'll spend an hour looking for the same model at $1,050. I'll compare prices, check the condition, negotiate, and feel pretty good about saving $150. But put me in the middle of a $700,000 real estate transactio...
I've noticed something peculiar about real estate transactions: everybody seems to be making money. The seller gets $500,000 for a property he bought for $300,000. He's delighted. The buyer believes he's getting a bargain. He's delighted too. The agents collect commissions. The lender collects fe...
Hi! I’m working with a client who is currently applying for an E-2 visa. We’re negotiating with a landlord who has requested financial documents showing that my client can financially support the new business. Since his LLC is newly established, he doesn’t have any business financial records yet....
Hi all , Currently pursuing some research on Houston and Tampa suburbs. My focus is on owners of Class B homes which seem squeezed on both sides: No real news, but selling is slow. About a third of Hillsborough and Pasco listings had a price cut. Houston and Tampa entered 2026 with more homes for...
Hey guys, I had recently purchased my first apartment for Airbnb about 3 years ago. After I purchased the unit, the City of Miami Beach had sent a notification about my unit having unsafe structures violations and work without permits. The city was going after the previous owner for 6 years befor...
Hey everyone, Working an out-of-state list in Palm Beach County (Bristol Lakes, Valencia areas). Properties bought 2002-2005, owners in OH / VA / MI. I skip traced one - 6663 Bristol Lk S - list showed 2002 owner. Checked PAPA (Palm Beach Appraiser) and it actually sold in 2020 to a new OH owner....
Hi everyone, I'm new to wholesaling in Boynton Beach / Delray area. I've been driving for dollars and pulling lists of absentee owners who have owned since 1999-2005 and now live in Ohio, Michigan, Virginia. These are 20-24 year owners, likely tired landlords. For those of you experienced in Sout...
Hi everyone, I’m looking to connect with investors and operators who are actively buying income-producing workforce housing, micro-unit, co-living, or room-rental-style assets in South Florida, especially in Broward, Miami-Dade / Hialeah. I’m seeing more activity around assets that already have i...
My name is Austin and I’m a web developer and soon to be Realtor in South Florida! If you can give 3 pieces of advice for me to hit the ground running with real estate. What would those 3 things be…?
Every car looks good when it's new. Every guitar is shiny hanging on the wall in the store. Every new TV looks spectacular when somebody first plugs it in. I'm much more interested in what happens later. Does the car still start every morning at 100,000 miles? Does the guitar stay in tune, or doe...
Hi everyone, I live in VA now but still have a rental in Bexley Park Delray Beach 33445. Bought in 2000s 3/2.5 townhouse, rents 2400 but needs work, HOA and insurance up. Tired of managing from far. For those who sold out of state rentals, did you list with agent or sell off-market speed? What di...
Hi everyone — first post here. I’m looking for advice from anyone familiar with owner-occupied room rentals in Florida, especially Miami-Dade. I own and live in my home and rented a furnished bedroom to someone referred by a person I knew. The arrangement was handled through text messages rather ...
I'm Esteban Arrapalo, a loan officer who works exclusively with real estate investors. No conventional owner-occupied loans, just fix & flips, new construction, and DSCR, that's it. What makes me a little different: I'm an investor too. I've flipped 2 properties and hold 2 rentals, so I've been o...
Hi all, I’m researching the Sunbelt from the outside (Texas and Florida), and would value a reality check from people of those areas . Considering supply: Texas: Accidental landlords own 14.2% of Houston’s active single-family rentals. In suburban Fort Bend County, 17.8% of active rentals are lis...
I've noticed something about myself that I don't particularly like. When somebody tells me, "Absolutely. No problem. We do this all the time," I immediately feel better. When somebody says, "I think we can do it, but let me check a few things first," I start having doubts. Which is strange, becau...
An investor once told me he had saved $30,000 on a rehab. Three bids. One contractor came in about $30,000 below the others. Easy decision, right? For a little while. Then came the change orders. Deadlines slipped. Some work had to be done again. The project sat while everybody argued about whose...
A conversation from a few months ago came back to me this week. An investor called looking for financing. We talked through the deal, and everything looked solid. A day later he called back: "I found a lower rate." No problem. I wished him luck. A few days later he called again. Another lender. A...
Question for Delray / Boynton landlords - I noticed 1124 Anchor PT, 650 Anchor P area many owners bought 2014-2015 for $350k-$385k now worth $1M+ but still renting. For long-term holders, at what point do you cash out vs keep dealing with tenants/ HOA? Curious what you did when equity hit $600k+?...