New Member – Indiana Based Lender, Realtor, Investor

Indianapolis, Indiana
New Member Introductions
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New Member – Indiana Based Lender, Realtor, Investor

Jon Jozefowski
Member since 2022 · 4 posts · 4 votes

Hi everyone! 

I'm Jon Jozefowski and I'm with Longhorn Investments, a direct hard money lender. I'm based in the Indianapolis area and primarily work with real estate investors involved in fix & flips, rental/DSCR properties, and new construction projects across Indiana and the other states we operate in.

I've spent nearly 10 years in real estate, starting out in wholesaling and have been helping buyers and sellers as a Realtor.  I’m also on the investing side with flips and rental properties, so I’ve had the opportunity to experience the business from several different angles.  Having been on the investor side, I understand there’s a lot more to a deal than just the numbers, and I enjoy being able to bring that perspective into what I do today.  

I hope to be a resource and share some of my experience from both the investing and lending sides of the business.  I’m looking forward to connecting with investors, others in the industry, and being a part of BP community!

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  • Michael Eskenasy
    Investor · Pacific Northwest · Member since 2026 · 538 posts · 306 votes
    4w
    Jon, you’re sitting in a useful spot because you’ve seen the same deal from three different chairs: investor, Realtor, and lender. The part that jumped out at me was “there’s a lot more to a deal than just the numbers.” That’s exactly right. Two deals can look almost identical on paper and behave completely differently once you account for the operator, timeline, exit options, construction risk, liquidity, and what happens when the original plan breaks. That gap between “the deal qualifies” and “the deal actually works” is where a lot of investors get hurt. I spend a lot of my time building the operating layer around that gap, so I suspect we’d have some interesting overlap. Welcome to BP.
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  • Jon Jozefowski
    OP
    Member since 2022 · 4 posts · 4 votes
    4w

    Thanks! I appreciate that and I agree.  There are so many variables that can make or break a deal beyond what it looks like on paper, especially when things don’t go according to plan. That’s why it’s so important to have the correct systems in place and the right people lined up around you to help you succeed.

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  • Brad SeidBusiness Member
    Lender · Licensed in 28 States · Member since 2026 · 155 posts · 43 votes
    3w

    @Jon Jozefowski Great introduction, Jon! Having experience on both the investing and lending sides gives you a valuable perspective. I’m also involved in helping investors with financing, so it would be great to connect and compare notes. If you ever need another lending resource for your deals, feel free to reach out!

    [email protected]248-408-3855
    West Capital Lending5125 Reviews
    WebsiteView Page
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  • Ashley RigsbeePro Member
    Customer Success & Onboarding Specialist at BiggerPockets · Charlotte, NC · Member since 2023 · 80 posts · 31 votes
    3w

    Welcome to BiggerPockets, Jon! Great to have someone with your background join the community.

    BiggerPockets
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  • Michael K GallagherBusiness Member
    Real Estate Agent · Columbus OH · Member since 2018 · 1k+ posts · 1k+ votes
    3w

    @Jon Jozefowski welcome to the forums, sounds like you will have much to offer as far as advice and guidance.  These forums are a pretty cool place I'm sure you'll find value and add it.

    [email protected]614-362-2231
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  • Jon Jozefowski
    OP
    Member since 2022 · 4 posts · 4 votes
    3w

    Thank you all, looking forward to being part of this for sure.  

    0Reply
  • Diana KhanPro Member
    Attorney · 10451 Mill Run Cir #755 Owings Mills, MD 21117 · Member since 2024 · 479 posts · 174 votes
    1d
    Quote from @Jon Jozefowski:

    Hi everyone! 

    I'm Jon Jozefowski and I'm with Longhorn Investments, a direct hard money lender. I'm based in the Indianapolis area and primarily work with real estate investors involved in fix & flips, rental/DSCR properties, and new construction projects across Indiana and the other states we operate in.

    I've spent nearly 10 years in real estate, starting out in wholesaling and have been helping buyers and sellers as a Realtor.  I’m also on the investing side with flips and rental properties, so I’ve had the opportunity to experience the business from several different angles.  Having been on the investor side, I understand there’s a lot more to a deal than just the numbers, and I enjoy being able to bring that perspective into what I do today.  

    I hope to be a resource and share some of my experience from both the investing and lending sides of the business.  I’m looking forward to connecting with investors, others in the industry, and being a part of BP community!

    @Jon Jozefowski, I agree with your point about having the right systems and people around you, especially when a deal doesn’t go according to plan. From my side, that’s usually when the paperwork really gets tested. When the timeline changes, a contractor falls behind, a partner disagrees, or the exit plan shifts, I want the agreements and documentation to be clear enough that everyone knows what happens next.

    I’ve worked with investors where the original deal made sense, but something changed along the way and we had to go back to the contract, ownership documents, or other agreements to figure out the next move. Those experiences have made me appreciate the people who think beyond getting the deal closed and prepare for what could happen afterward.

    You’ve seen real estate from several different sides, @Jon Jozefowski, so I enjoyed reading your perspective. I’m a real estate attorney, broker, and investor in Maryland, and I see many of these same transactions from the legal side. Happy to stay connected and compare notes.

    [email protected]240-266-0291
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