Neighborhood & market-level data — Things like median rents, school districts, job growth, population trends, and recent sale prices within a one-mile radius.

I have been having problems getting kicked off the system after writing a response so I just put one sentance up to test it .. still weird but worked.1. back ground check  no one with bad history.2. meet in person 99% of the time3. fly to the market review the projects they have done and are contimplating.4. some skin to start then we do true JV deals IE our money their work.

In my experience, "free" data / leads is typically low quality data.

Brokers, builders, wholesalers, direct mail, agent networks, MLS automation, and off-market data tools layered together.• Debt discipline.

What matters most is the accuracy and completeness of the data — not the tool used.Hope that helps.

That detail was not in our SOP and the shutoff valve crumbled when tested.  

Ideally though you would have a test to run it through to see if you take it in house.

I did this a while ago with a few properties in WA state as a test run, and it turned into a massive headache.

DSCR can work great for new self‑employed investors because it qualifies off rent covering the payment, not your taxes, but expect a higher rate and stricter DSCR/rent tests; bank‑statement loans use 12 months of deposits to show income and also price higher with larger reserves.

Lease Option (Test the property before you buy)8.