In most instances it's the exact opposite now people line up to overpay now.

In many instances it's because their incomes are lower. you're at $300,000, it is very difficult to get that kind of income from real estateYou can get there but it's not going to happen quickly and will take you a decent amount of time.

Could take some time but that is what is needed in many instances.

I've helped coach a few clients in Denver and Colorado Springs to do letter-writing campaigns targeted at very specific buildings or styles of homes they were looking for (lofts in downtown Colorado Springs, for instance, and new-build condos in the RiNo district in Denver).

The work around tends to be instances where the investor is self-managing the construction or is collecting fees built into the development deals, but this requires fairly large total cost projects.I see you pinned Philadelphia, what neighborhood are you focused on?

Xero, for instance, is much less common than QBO, and not every CPA will be comfortable with it.

For instance one deal in Oregon I have under contract.. everything you could get publicly looked great..

Those are the crooks that get the lighter sentences the crooks that have no money and have  poor defense tend to get very long sentences or max sentences.I have a feeling that's the instance here. 

For instance, this quarter, I am targeting Cleveland, Memphis, Columbus, Detroit, and Kansas City. 

So for instance, let's say Investor A is where your lender/broker is sending the paper, and Investor A has an overlay that includes PG'd DSCR loans in this definition, then your lender/broker may decline to close the 11th loan, even though other lenders would close it because they send their paper to a different investor.