I wasn't referring to the flip in the context of "free or low cost", just the training. 

Be sure to get references!

I was more referring to these $25,000 programs that are nothing more than teaching you how to market

One thing that saved me a lot of headaches: I started doing reference calls myself instead of just trusting written references.

.: @Chris Seveney are you referring to ODC specifically, or by "they" are you just referring to all operators in general?

Often referred to as a "x due in y".EXAMPLE: amoritize for 30 years, but balloon payment due in 5, so "30 due in 5".There's a whole lot more you can negotiate with this, but this is the basic version.

@Jason Eyerly you're referring to several models but the scoring model you need is the FICO 8 this is a scoring model that FICO uses for mortgages.

For reference, I’ve attached images showing the types of properties and conditions I’m targeting.

Start with maintenance notes that you may regularly reference, such as air filter size, water shut-off location, etc.

In markets like that, investors tend to rely more heavily on credit history, employment stability, references, and rent-to-income trends rather than hard income thresholds.