Any other creative methods to make this person regret ever doing this to me...

do what they're doing.you got a nice summary from @Caleb Brown of all different methods.

We created value by rehabilitating dilapidated housing and renting it out to people in need of quality homes to rent at reasonable prices.

This method allows you to take advantage of the significant tax benefits offered to buy-and-hold investors.Need cash??

And without a tight scope and strong quality control, a project can easily swing a few $1000's over budget.I previously worked on the renovation side for a large corporate landlord, managing rental rehabs under strict scope and cost controls.

.- Tenant quality matters more than people think. 2-3 year tenants who keep the place immaculate = way less headache and turnover cost.The Concerns:- At $4,200 PITI vs $4,600 rent, you're only at $400/month before vacancy, maintenance, CapEx reserves, etc.

Be quick and be methodical.

I explain they will have difficulty renting a quality unit, that I will ding their credit, that I will attempt to garnish their future income to recover what they owe.

Regardless of market, the biggest differentiator tends to be ZIP-level selection and property management quality, not just city-wide stats.

Because it was over a weekend involving a quality-of-life issue for a nearly perfect resident.