Yes Mad Genius of Data driven.

Happy to walk through lender options or structures if you want to pressure-test it further.

Great to have data back up a "feeling".

Its almost identical , realtors are salespeople just like car salespeople Their brokerage offers financing dealerships offer financing They both work on commission  they dont sell they dont get paid They both sell extended warranties They both promote themselves You get a home inspected , and you can get a car inspected Both have to be licensed  ( at least in my state ) Its just a test to pass for both , no school necessary Nope , not much difference between the two .                    

I hope my below response give you some guidance on how to mitigate your risk of a problem tenant:Tenant screening is one area where doing it yourself or utilizing a company that offers "Instant" reports create more risk than it saves.Why DIY screening is riskyPaystubs and bank statements are easy to fake and don’t prove ongoing income.References are often friends or family and rarely objective.Pulling records yourself can create Fair Housing and FCRA issues if decisions aren’t consistent.What solid screening should includeIdentity verification before running any searches.Criminal and eviction checks using multiple data sources, not just single databasesIncome and employment verified through direct payroll or bank connections, not collecting paystubs or bank statements.Manual review by trained FCRA professionals to avoid false positives.Judgments and liens, which many providers skip and no longer appear on credit reports, even though they often signal serious financial risk or property damage to previous rental units.DIY screening and instant reports feel cheaper until it isn’t.

For the Delaware STR, cost segregation can be a major tax lever, but whether losses can offset W-2 depends on STR classification and material participation/tests, so it’s fact-specific and should be planned.

We recently did this as the buyer (slightly smaller portfolio) and it went very smooth as seller had a lot of data on each property.

Quote from @Danilo Huamani: The best data is getting a contractor in there and looking at the property to get you numbers..

Even though I skipped the tenant input and invitation screen, the system still sent out messages after I later entered email address in the tenant data profile.Do other property management platforms operate in autopilot?

For anyone investing there today, the biggest difference is being more conservative on rehab costs, rents, and taxes, and leaning heavily on local data and boots-on-the-ground partners.