Hi BP community,I’m looking for perspective from investors who have successfully deployed capital in today’s environment.Current Position:$300,000+ in liquid capital ready to invest6 rental properties that I self-managePortfolio generates 20%+ annual ROI in cash flowOngoing time commitment is under 1 hour per weekI own and run a full time business outside of real estate, so time commitment would be ideally be minimal.Most of my properties were acquired 6–9 years ago and met (or exceeded) the 1% rule at purchase.

I looked into it a little bit to see if I could potentially build some T-Hangers and rent them. 

Quote from @Huong T Nguyen: Quote from @Pierre Guirguis: Quote from @Huong T Nguyen: Quote from @Pierre Guirguis: You are in a fairly strong position here since this is an adjustment on a performing asset, not a refinance under pressure.

Quote from @Brandon T.: Can't recommend @Joseph Cornwell enough, he helped me buy my first duplex in Cincinnati and he has a contracting business, so he can give you advice on repairs, remodel costs, etc I really appreciate the mention, thank you so much!

What’s up everyone — my name is Ke.
 
I’m based in the DMV and focused on wholesaling and creative real estate strategies, primarily in Baltimore and surrounding markets.
 
Right now I’m actively:
 

Sourcing off-mark...

Been there - verbal commitments are brutal when they fall through at closing.

Just a comment geared toward newer private lenders...you can't commit funds to a project unless you're truly ready to follow through.

Effort and commitment. 

Is there something specific that builds enough trust or urgency to get them to commit right away?

It isn't possible to have an opinion on whether the lien might be covered without knowing 1. if the lien was an exception to coverage on the commitment and 2. the nature of the lien.