Real Estate Investing Forums

When Do You Consider DSCR Financing?
Managing Your Property
When Do You Consider DSCR Financing?

For investors building a rental portfolio, what usually makes DSCR financing attractive for a particular property? Is it the property's income, the overall portfolio strategy, qualification considerations, or something else? What makes you consider DSCR over other financing options?

Mortgage broker made a bad call - should I continue with him?
Private Lending & Conventional Mortgage Advice
Gary, Indiana
Mortgage broker made a bad call - should I continue with him?

I've been working on a refinance for a BRRRR in Indiana with a broker for the past couple months. I had the ARV estimated at $130k, with a loan amount of $97.5k. I had my rate locked at 7.375%. I got a call from the broker today that we need to go with a different lender because he had apparently...

non-vacation STRs in the suburbs, anyone doing it?
Short-Term & Vacation Rental Discussions
Miami, Florida
non-vacation STRs in the suburbs, anyone doing it?

Hi all, I’m researching one STR strategy: hosting guests on non-vacation stays, in either a room or a whole home, in the suburbs of Houston, Indianapolis and Tampa. I’d value a reality check from people on the ground. Where the supply seems to be - Owners who couldn’t sell. Accidental landlords r...

Insurance Loss Preparedness
General Landlording & Rental Properties
Insurance Loss Preparedness

Landlords and property managers: what would you want in an insurance-readiness package before a loss? I recently helped some people pull their insurance documents together and built a personalized readiness package. It left me with at question for landlords and property managers. You pay for insu...

Off Market / Wholesale Deals
Questions About BiggerPockets & Official Site Announcements
Off Market / Wholesale Deals

Hey all, we're starting to work on revamping and updating the community listings marketplace to an off market & wholesaler listing marketplace, and we want to make sure we're surfacing information that matters to investors. What's the one piece of info you'd like to see on an off market deal to f...

What Makes You Walk Away From a Flip?
Rehabbing & House Flipping
Chicago, Illinois
What Makes You Walk Away From a Flip?

One thing I’ve noticed about real estate investing is that knowing when to walk away from a deal can be just as important as knowing when to buy. A property might look like a great opportunity, but once you factor in repair costs, holding expenses, financing, and potential surprises, the numbers ...

When Does Equity Become Useful?
General Real Estate Investing
When Does Equity Become Useful?

For investors who have built equity in an investment property, when do you start considering a refinance? Is your primary goal usually: Accessing equity → Funding another deal → Restructuring debt → Improving liquidity? What would make a refinance worthwhile for you?

18-unit duplex portfolio under contract at $1.88M — would you buy this?
Multi-Family and Apartment Investing
18-unit duplex portfolio under contract at $1.88M — would you buy this?

Looking for feedback from experienced multifamily/duplex investors. I'm under contract on 9 duplexes / 18 units spread across three smaller towns close to metro markets. Year Built 1993 Purchase price: $1,880,000 Price per unit: $104,444 Current gross rent: ~$249,840/year Current operating expens...

NE Ohio lenders that allow a seller second on 20-60 unit multifamily?
Creative Real Estate Financing
Cleveland, Ohio
NE Ohio lenders that allow a seller second on 20-60 unit multifamily?

I’m buying 20-60 unit apartment properties in Lorain County and west Cleveland, and I’m looking for a lender that will let a seller-financed second reduce the cash I bring to closing. I’ve seen a lot of creative finance deals done with 5-10% down where the seller carries part of the price, and I’...

What makes a fix-and-flip deal worth pursuing in today’s market?
Rehabbing & House Flipping
What makes a fix-and-flip deal worth pursuing in today’s market?

I’m curious how investors and people working with investment deals are approaching opportunities right now. Are you finding the biggest challenge is sourcing deals with enough margin, managing rehab costs, securing financing, or making the numbers work on the exit? I’m also interested in what mak...

Why I buy in the same 9 ZIP codes on repeat
General Real Estate Investing
Why I buy in the same 9 ZIP codes on repeat

I run 236 doors in Memphis and I buy in the same 9 ZIP codes on repeat: 38109, 38111, 38112, 38114, 38116, 38117, 38118, 38122, 38128. It's not laziness. It's math and speed. In those ZIPs I know the streets cold — what a 3BR actually rents for, what Section 8 pays ($1,395 to $1,950 for 3BR+ depe...

Anyone Still Finding Good Deals on the MLS?
General Real Estate Investing
Tampa, Florida
Anyone Still Finding Good Deals on the MLS?

I hear a lot of investors say there aren’t any good deals on the MLS, but how many are actually putting in offers? Just because a property is listed at 280K doesn’t mean the seller won’t take 230K. The numbers still have to work, but you won’t know how flexible they are unless you start the conve...

Support Email Left Unanswered
Questions About BiggerPockets & Official Site Announcements
Support Email Left Unanswered

Hello, I emailed the support team at the email listed on the site at the beginning of the month, but I haven't seen any replies. Does anyone know if there is a number I can call or another email that is more responsive? Thank you and make it a great day, Braeden Steuer

Banking and Bookkeeping Structure for your Properties in LLC
Managing Your Property
Banking and Bookkeeping Structure for your Properties in LLC

I have three LLCs with SFH rentals in different states. One has a PM, and I self-manage the other two. What is your exact LLC banking and bookkeeping setup? Have you found a high-yield LLC savings account that can receive rent and pay mortgages and other expenses? Which PM and bookkeeping softwar...

What actually breaks when a property management firm scales past 200 doors
General Landlording & Rental Properties
What actually breaks when a property management firm scales past 200 doors

Something I’ve noticed talking to property managers at different portfolio sizes — the breaking point is almost always the same. It’s not leasing, it’s not tenant communication. It’s maintenance reconciliation. Here’s what the workflow looks like manually at scale: Maintenance request comes into ...

House Hacking questions
House Hacking
Denton, Texas
House Hacking questions

Hi everyone, I'm Pradip. I'm getting started in DFW real estate investing and currently learning the market. My plan is to house hack, buy a primary residence, live in it for a year, then convert it to a rental and repeat the cycle with a new purchase. Looking forward to learning from everyone he...

Rehab Budgeting Process
Rehabbing & House Flipping
Rehab Budgeting Process

When evaluating a fix-and-flip property, how do you estimate the rehab budget before committing to the purchase? I'm interested in how investors account for hidden repairs, holding costs, and financing expenses when determining whether the deal has enough room for profit. What's your process for ...

First investment property
Out of State Investing
First investment property

Hello, so im 24 live in NJ with my parents and am debating using the next 2 years of living at home to just save or get started in real estate. Ive looked into all the different strategeys and for my area house hacking doesnt seem to be the best. I landed on out of state single family homes under...

Tenants and there guest
Managing Your Property
Chicago, Illinois
Tenants and there guest

I have a 3 bedroom unit with 3 adult and from time to time, they have 2 toddlers that stay for a short period of time from time to time They also have 2 teenagers that does does the same thing what would be the best way to handle this

Funding for Rural properties
Short-Term & Vacation Rental Discussions
Fresno, California
Funding for Rural properties

I have a couple markets where I am struggling to get bridge loans for BRRRR short term rentals. It's due to the "Rural" index (I can't quite remember what it's called, one of the lenders showed me). One of the markets I have a #1 performing STR for guest count so I can prove that I know what I am...

Detroit advert shows 17.6%. I get about 4% for a faraway buyer. What did I miss?
Out of State Investing
Detroit advert shows 17.6%. I get about 4% for a faraway buyer. What did I miss?

I work in risk for a living and got curious about the cheap Detroit rentals that get marketed to buyers abroad. So I took one real advert and worked through it the way I would any other stress test. The house: brick three-bedroom in 48205, asking $85,000 cash, rented at $1,250 a month with a hous...

How to Make REAL Money in Real Estate
Innovative Strategies
How to Make REAL Money in Real Estate

How to Make REAL Money in Real Estate We all (well many of us) know, or at least suspect that CREATIVITY is the key to real estate wealth, but WHAT does that mean? To me, it means being able to RECOGNIZE an opportunity to earn a substantial profit, understand the level of associated risk, and hav...

Currently Investing but Looking to Expand
Out of State Investing
Currently Investing but Looking to Expand

Hi everyone, I'm 22 and partnered with a contractor in college to owner finance a property that we own 50/50 and are closing on another deal by the end of the month which we will be purchasing in cash again at a 50/50 split. These are both duplexes in Maine, the first property has been fully rent...

Managing rehab as an out of state investor
Starting Out
Managing rehab as an out of state investor

Hi all. I'm a new investor, and since my local market is quite expensive, I'm going to be investing out of state. One thing I was curious about is how out of state investors manage rehab from afar. Obviously you want to find a contractor you trust, but beyond that is there someone you would have ...

BP, you destroyed the forums (again)!
Questions About BiggerPockets & Official Site Announcements
BP, you destroyed the forums (again)!

My Forum feed is now filled with a bunch of blog posts. Please get them out of there. You tried this a couple of years ago and everyone hated this idea. (We still do!)