Traditional Loans

The 5 Things to Know About Getting Pre-Qualified for a Home Loan

Pre-qualification determines how much banks will lend you for a home purchase and at what rate. Here's what you need to know before approaching a lender.

The Ultimate Guide to the FNMA HomeStyle Renovation Mortgage

Investors: If you purchase property for renovation, NOW is the time to check out the HomeStyle loan! Get ALL the details in this comprehensive article!

The Pros and Cons of Conventional Real Estate Loans

There are both advantages and disadvantages to be aware of before obtaining a loan, and the more aware you are, the better loan decisions you can make.

The Magic Formula Banks Use to Determine Whether You Qualify for a Mortgage

For many first-time home buyers, the process of qualifying for a mortgage can be confusing and intimidating. So, what is the bank really looking for?

The “3 Cs” Every Lender Examines Before Approving Your Mortgage

Before you submit your mortgage application, make sure you have the best possible chance at being approved! Use this checklist as a guide.

VA Loan Rules: What is a VA Non-Allowable Charge?

There are certain closing costs that a veteran is not allowed to pay according to the rules of getting a VA loan. Learn more here!

Credit Score Too Low? Rescoring Could Help You Get the Loan [With Real-Life Example!]

Is your credit score not quite good enough for you to qualify for a loan? Learn how a rescore could help you reach the threshold you need!

The Homestyle Renovation Mortgage: How to Use it to Fund Fixer-Upper Houses

If you're looking to fund moderate repairs or renovations on a property, the Homestyle Renovation Mortgage program might be for you!

8 Important Credit Report Dos And Don’ts When Qualifying for a Home Loan

Your credit report can make or break qualification for a home loan. Give yourself the best possible chance for success by following these rules!

Applying for a Commercial Mortgage? Here’s What You’ll Need

Getting a commercial loan isn't the same as your typical primary residence mortgage. Get an idea of what you'll need before you apply here.

4 Popular Mortgage Programs for First-Time Home Buyers

Looking to buy a property with little to no money down? Consider these 4 traditional financing programs that require very little cash up front!

Recently Self-Employed? What You Should Know Before Applying for a New Mortgage

If you're self-employed, it can be far more difficult to prove that you're a legitimate borrower. But restrictions HAVE loosened up in the past few years.

Not Pre-Approved for a Mortgage? You’re Wasting Your Real Estate Agent’s (& Your Own) Time.

If you're not pre-approved when searching for a property, you're essentially just window shopping. Prepare yourself for a home purchase with these tips.