Just had a handyman blow up at me over the phone. Did I do something wrong?

Just had a handyman blow up at me over the phone. Did I do something wrong?

New to Real Estate · Vancouver, British Columbia · Member since 2022 · 157 posts · 86 votes

Small job. Asked for proof of insurance. It was like pulling teeth asking for this.  He finally sends me an expired policy. I say hey it looks expired. At this point im assuming hes uninsured. He says no thats the start date. It clearly says expiration date. Sends me a screen shot of a payment going out of his bank account. Cant even tell who its going to. Me being tired of this back and forth, call the agent on his old policy. She says yes hes insured sends me a updated certification. I send it to him and say looks like we are good to go, lets get this started. And he loses it. Says I had no right to go behind his back, that no one has ever even asked him for proof of insurance, let alone contact his agent. Says I shouldn't own property if I need insurance over such small job. 

Now I have no issues if someone doesnt want to carry insurance. But I personally only choose to work with insured workers. And regardless I will verify if they are insured. 

Did I do something wrong here?


Could I have handled this differently ?

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  • Chris SeveneyBusiness Member
    Moderator
    Investor · VA · Member since 2015 · 21k+ posts · 19k+ votes
    3y

    @Gurjot Grewal

    You didn’t do anything wrong. Always get insurance from a contractor no matter how small the job.

    Calling an agent to confirm insurance is not wrong either, we have done it all the time, especially on an expired certificate

    7e investments53 Reviews
  • Alecia LovelessPro Member
    Member since 2019 · 3k+ posts · 2k+ votes
    3y

    @Gurjot Grewal Always use insured contractors/service providers.

    You did the right thing.

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