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Updated 8 months ago on . Most recent reply

Stacy A Stewart's profile image
Stacy A Stewart's profile image
Stacy A Stewart
  • Rental Property Investor
  • from Atlanta, GA
  • Member since Feb 13, 2025

User Stats

3
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2
Votes
Stacy A Stewart's profile image
Stacy A Stewart's profile image
Stacy A Stewart
  • Rental Property Investor
  • from Atlanta, GA
  • Member since Feb 13, 2025
Stacy A Stewart
  • Rental Property Investor
  • Atlanta, GA
2
Votes |
3
Posts
Starting Out

Help! Any Experience with a DSCR Loan?

Stacy A Stewart
  • Rental Property Investor
  • Atlanta, GA
Posted

So I recently quite my W-2 job under a year ago. I just found out that I do not qualify for a conventional loan due not having 1099/self-employment earnings for at least a year. A DSCR ( debt service coverage ratio) loan was offered to me instead. Honestly, this is the first I have hear of this type of loan. Anyone with experience with this type of loan? If so, how did it work for you?

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