Advice on My Real Estate Journey (27 Years old, Illinois)

Advice on My Real Estate Journey (27 Years old, Illinois)

IL · Member since 2022 · 11 posts · 9 votes

Hi everyone,

I’m looking for some advice on growing my real estate portfolio. My family and I own a couple condo rentals in Illinois, and I’m the main income earner (27 Years Old, graduated in 2023). My approach so far has been using my W-2 income to acquire one rental property per year. The properties have appreciated by about 60K per unit, but my cash flow is roughly break-even after mortgages and expenses.

I want to continue growing and learning more. I’ve been considering fix-and-flip projects, but I’m wondering if joining a mentorship would be beneficial at this stage. My long-term goal is to get into new developments, as I’m really passionate about that, but I know it’s not something that happens overnight.

I don't have much of a real estate network, and I'm the first in my family to get into this space. The properties I've bought so far have come from good timing on the MLS or opportunities within buildings where I already own units.

For those who have been in a similar position, what would you recommend as my next steps? Should I focus on scaling rentals first, or start branching into flips? Also, is mentorship worth it, or should I just keep networking and learning on my own? Any advice or guidance would be greatly appreciated.

Thanks in advance!

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Drew SygitBusiness Member
Property Manager · Royal Oak, MI · Member since 2012 · 12k+ posts · 9k+ votes
1y

@Aahil B. where did you find the two rentals you bought?

Guessing the MLS?

You'll rarely find great deals on the MLS:(

What you want to do is find a way to get a somewhat consistent stream of property leads. You can then determine if the property, and your current resources, makes sense to buy & hold, fix & flip, wholesale or pass.

It takes time to make this happen, but if you don't start today...

Some copy & paste advice below:

------------------------------------------------------------------------------------

Why does everyone want to chase strangers – and ignore their own personal network?

Which do you think will be more competitive, buying from wholesalers or your own referrals?

Per this NY Times article, the average American knows around 600 people.
https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3F

Per the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.
https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20year

So, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.

How many of those moves do you want to be involved in?

To maximize the number of transactions you’re involved in you will need to:

  • Be Top of Mind when they think about moving - which requires consistent reminders.
  • Be seen as an Expert – which requires a consistent message and Evidence of Success stories
  • Gain their Trust – which requires communicating with integrity

So, start out by CONSISTENTLY posting what you are doing on whatever social media channels you currently use. Not on any? You better fix that! You may also want to figure out which channels your family & friends use the most and get on those if you’re not on them currently.

What should you post?

How excited you are about what you’re doing in real estate investing! Share stories about your successes AND challenges. Then, ask them for their help!

IMPORTANT: do NOT ask people for THEIR business, ask for referrals! Why? Because they will get defensive if they feel you are pressuring them. Remember, they can always refer themselves😊

Use one of the ideas below to trigger who they know that they could connect you with:

  • Just inherited a home
  • Had a loved one pass away
  • Is behind on their mortgage or tax payments
  • Has a relative that can’t take care of their house anymore
  • Has a house they’re having trouble selling
  • Is facing bankruptcy
  • Knows a probate attorney
  • Knows a bankruptcy attorney
  • etc

Putting this in OVERDRIVE

Create a spreadsheet (Excel or Google Sheet) listing everyone you can think of that would recognize your name or face.

Why a spreadsheet? Because later, you can easily upload to a CRM like Constant Contact to create an email list!

Create columns for Name, email, cell and even Street Address, City, State, Zip and then contact info: Last Contact, Relationship, Status.

Then start calling these people. Divide the number of people on your list by 20 - and that’s how many you want to try to target daily.

Whether you get ahold of them or leave a vm, use 1-3 of the above triggers for referrals.

Why only 1-3 off the list per contact? Because on average, we can only remember three things at a time. If you try to go over the whole list, you’ll lose the attention of the average person and they won’t remember anything!

It should only take you about a month or two to contact everyone on your list and then the tough part – you start all over again.

Be sure to also ask what social media channels they are on and connect with them there.

Why the repetition? Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

Have you ever been to McDonalds? Of course you have! So, why is McDonalds still spending billions on advertising?

One more tip – people remember stories that trigger their emotions. So, tell a story of how you (or a fellow wholesaler) helped a seller out with their challenge(s). Change your story each month as different stories will resonate with different people AND use each story to emphasize one of your “who do you know…” questions.

One last thing – we recommended you create a Status column on your spreadsheet, now we’ll explain why. If you find someone that seems to know a lot of people needing your services, wouldn’t it make sense to focus more resources on them? Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them. So, create status codes for both of these and a few in-between codes to help you work smarter, not harder.

See this reply in the discussion

18 Replies

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  • Investor · United States · Member since 2022 · 55 posts · 15 votes
    1y

    Hi Aahil! Have you considered investing out of state? There are markets that are much better than others if you're looking to cashflow. Our team scans/analyzes thousands of new properties nationwide every day so have a good sense for the areas that are higher-potential. Feel free to DM me and I can send over some markets that could fit what you're looking for! 

  • Real Estate Agent · Chicago, IL · Member since 2018 · 1k+ posts · 1k+ votes
    1y

    @Aahil B.

    Generally speaking flipping is another job and given you already have a job, are you willing to spend your nights and weekends working on that? Managing rentals is much less time consuming.

    Since your rentals aren't producing much cash flow, maybe it would make sense to sell them to trade up into multi-family. Then get into flips to generate more capital to dump back into rentals.

    Before considering mentorship, I think you should consume a lot of free/low cost content out there on flipping to see if it's a good fit for you.

  • Austin McClainBusiness Member
    Real Estate Agent · OH · Member since 2021 · 348 posts · 602 votes
    1y

    I do both long term rentals and flips. 

    The flips aren't very passive, so if you go that route, you'll have to be prepared to have more work on top of your current W2. That can be a challenge long term as you scale. It can be a good segue if you want to leave the W2. If you like the W2, it will be a high amount of work. 

  • Property Manager · Member since 2022 · 28 posts · 24 votes
    1y

    I used these methods to get to build a personal portfolio on Chicago Northside. FHA is a little harder now that rates have gone up, but the new 5% programs are awesome. Leveraging low-money-down lending programs is one of the best ways to build a real estate portfolio with minimal upfront capital. By strategically using owner-occupied financing, creative financing strategies, and refinancing options, you can scale your investments while preserving liquidit y. Happy to talk through these, DM me. Thx!

    1. House Hacking with Owner-Occupied Loans

    One of the most effective ways to start with low money down is by purchasing a 1-4 unit property using owner-occupied loan programs. These allow you to live in one unit while renting out the others to offset your mortgage.

    Low-Down-Payment Loan Options:

    • FHA Loan (3.5% Down) – Great for multifamily (up to 4 units), allows lower credit scores, and can be refinanced into a conventional loan later.
    • Conventional 5% Down (for Duplexes) – Some lenders allow as little as 5% down for a duplex if you live in one unit.
    • VA Loan (0% Down) – For eligible veterans and active-duty military; no mortgage insurance required.
    • USDA Loan (0% Down) – For properties in eligible rural areas (not common in Chicago but useful in some suburban/exurban areas).

    House Hacking Benefits:

    • Lower upfront capital requirement.
    • You will learn a lot by living in the unit
    • Rental income covers (or exceeds) mortgage expenses.
    • Ability to refinance after 1-2 years and reinvest in another property.

    2. BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat)

    The BRRRR strategy allows you to recycle your capital by using financing to acquire a property, improving it to add value, and then refinancing to pull your money back out for the next deal.

    How BRRRR Works:

    1. Buy – Find an undervalued or distressed property (potentially off-market or through wholesalers).
    2. Rehab – Renovate to increase property value and rental income potential.
    3. Rent – Lease the property at market rate to stabilize cash flow.
    4. Refinance – Use a cash-out refinance to recover your initial investment.
    5. Repeat – Deploy the pulled-out capital to acquire another property.

    Best Loan Options for BRRRR:

    • Hard Money Loans – Short-term loans for purchasing distressed properties (high interest but faster closing).
    • FHA 203(k) Loan – Allows financing for both purchase and rehab with just 3.5% down.
    • DSCR Loans – Debt Service Coverage Ratio loans qualify based on property income, not personal debt-to-income ratio.

    3. Seller Financing & Creative Financing Strategies

    You don’t always need a bank to finance a deal. If you find a seller willing to be flexible, you can negotiate creative terms.

    Creative Financing Options:

    • Seller Financing – The seller acts as the bank, allowing you to buy with a lower down payment and flexible terms.
    • Subject-To Financing – Take over the seller’s existing mortgage payments (good for deals with low interest rates).
    • Lease Options (Rent-to-Own) – Rent with the ability to buy later, sometimes with rent credits applied to the purchase price.
    • HELOC or 401(k) Loan – Use equity from an existing property or borrow against your retirement to fund a down payment.

    4. Scaling by Refinancing & Leveraging Equity

    Once you’ve built up equity in your properties, you can refinance and reinvest into additional deals.

    Key Refinancing Strategies:

    • Cash-Out Refinance – Pull equity out of a property and reinvest it into another deal.
    • HELOC (Home Equity Line of Credit) – Use your primary residence or another property's equity to fund new investments.
    • Rate & Term Refinance – Lower your interest rate and improve cash flow to boost reinvestment opportunities.

    Final Thoughts: Start Small & Scale Smart

    • Begin with house hacking to get a property with low money down.
    • Use BRRRR to recycle capital and grow quickly.
    • Explore creative financing to minimize cash out-of-pocket.
    • Refinance & leverage equity to scale.
    • Consider partnerships & joint ventures to expand your reach.
  • Eudith VacioPro Member
    Real Estate Agent · Chicago & NWI · Member since 2015 · 860 posts · 521 votes
    1y

    Hey @Aahil B. 👋🏽

    I love the ambition to scale to the next level and branch into flips. You can tap into your equity through a HELOC and purchase another property and either BRRRR it or flip it depending on what makes sense. A full gut rehab is a lot of work if you don't have the time for it, it can become stressful. Even if you hire a GC, you still need to manage the GC and make sure they are doing what they're suppose to be doing.

    I am always in favor of finding mentorship or paying to get more knowledge through a program (at a reasonable price) but there are plenty of free programs here on BP that you might want to explore before paying for mentorship. It sounds like that's what your leaning towards, so I would listen to your intuition and just go for it!

  • Wale LawalBusiness Member
    Real Estate Broker · Houston | Dallas | Austin, TX · Member since 2018 · 5k+ posts · 2k+ votes
    1y

    @Aahil B.

    At 27, you're in a great spot—owning multiple condos and looking to scale. If your rentals are breaking even, focus on cash-flowing properties like small multi-families or out-of-state investments using DSCR loans or the BRRRR method. If you're considering flips to build capital, start with value-add rentals to gain rehab experience with lower risk. Networking is key—join local REI meetups, find an investor-friendly agent, and connect with wholesalers and lenders. Since your long-term goal is development, begin learning about zoning laws, construction financing, and small infill projects.

    Good luck!

  • Member since 2025 · 23 posts · 14 votes
    1y

    Hey Aahil! Congrats on the success thus far, you are on an AMAZING trajectory!

    What worked for me was investing in out of state real estate markets where cash flow numbers are higher and more profitable. You can live where you want to live and invest where the numbers make the most sense.

    For me, that’s been in the Memphis and Detroit markets.

    Maintaining positive relationships with the property managers and acquisition teams have been vital but definitely worth it. Let me know if you have any questions, I’d love to help you out and introduce to the teams I’ve built in these markets!!

  • Drew SygitBusiness Member
    Property Manager · Royal Oak, MI · Member since 2012 · 12k+ posts · 9k+ votes
    1y

    @Aahil B. where did you find the two rentals you bought?

    Guessing the MLS?

    You'll rarely find great deals on the MLS:(

    What you want to do is find a way to get a somewhat consistent stream of property leads. You can then determine if the property, and your current resources, makes sense to buy & hold, fix & flip, wholesale or pass.

    It takes time to make this happen, but if you don't start today...

    Some copy & paste advice below:

    ------------------------------------------------------------------------------------

    Why does everyone want to chase strangers – and ignore their own personal network?

    Which do you think will be more competitive, buying from wholesalers or your own referrals?

    Per this NY Times article, the average American knows around 600 people.
    https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3F

    Per the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.
    https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20year

    So, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.

    How many of those moves do you want to be involved in?

    To maximize the number of transactions you’re involved in you will need to:

    • Be Top of Mind when they think about moving - which requires consistent reminders.
    • Be seen as an Expert – which requires a consistent message and Evidence of Success stories
    • Gain their Trust – which requires communicating with integrity

    So, start out by CONSISTENTLY posting what you are doing on whatever social media channels you currently use. Not on any? You better fix that! You may also want to figure out which channels your family & friends use the most and get on those if you’re not on them currently.

    What should you post?

    How excited you are about what you’re doing in real estate investing! Share stories about your successes AND challenges. Then, ask them for their help!

    IMPORTANT: do NOT ask people for THEIR business, ask for referrals! Why? Because they will get defensive if they feel you are pressuring them. Remember, they can always refer themselves😊

    Use one of the ideas below to trigger who they know that they could connect you with:

    • Just inherited a home
    • Had a loved one pass away
    • Is behind on their mortgage or tax payments
    • Has a relative that can’t take care of their house anymore
    • Has a house they’re having trouble selling
    • Is facing bankruptcy
    • Knows a probate attorney
    • Knows a bankruptcy attorney
    • etc

    Putting this in OVERDRIVE

    Create a spreadsheet (Excel or Google Sheet) listing everyone you can think of that would recognize your name or face.

    Why a spreadsheet? Because later, you can easily upload to a CRM like Constant Contact to create an email list!

    Create columns for Name, email, cell and even Street Address, City, State, Zip and then contact info: Last Contact, Relationship, Status.

    Then start calling these people. Divide the number of people on your list by 20 - and that’s how many you want to try to target daily.

    Whether you get ahold of them or leave a vm, use 1-3 of the above triggers for referrals.

    Why only 1-3 off the list per contact? Because on average, we can only remember three things at a time. If you try to go over the whole list, you’ll lose the attention of the average person and they won’t remember anything!

    It should only take you about a month or two to contact everyone on your list and then the tough part – you start all over again.

    Be sure to also ask what social media channels they are on and connect with them there.

    Why the repetition? Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

    Have you ever been to McDonalds? Of course you have! So, why is McDonalds still spending billions on advertising?

    One more tip – people remember stories that trigger their emotions. So, tell a story of how you (or a fellow wholesaler) helped a seller out with their challenge(s). Change your story each month as different stories will resonate with different people AND use each story to emphasize one of your “who do you know…” questions.

    One last thing – we recommended you create a Status column on your spreadsheet, now we’ll explain why. If you find someone that seems to know a lot of people needing your services, wouldn’t it make sense to focus more resources on them? Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them. So, create status codes for both of these and a few in-between codes to help you work smarter, not harder.

    • IL · Member since 2022 · 11 posts · 9 votes
      1y
      Quote from @Drew Sygit:

      @Aahil B. where did you find the two rentals you bought?

      Guessing the MLS?

      You'll rarely find great deals on the MLS:(

      What you want to do is find a way to get a somewhat consistent stream of property leads. You can then determine if the property, and your current resources, makes sense to buy & hold, fix & flip, wholesale or pass.

      It takes time to make this happen, but if you don't start today...

      Some copy & paste advice below:

      ------------------------------------------------------------------------------------

      Why does everyone want to chase strangers – and ignore their own personal network?

      Which do you think will be more competitive, buying from wholesalers or your own referrals?

      Per this NY Times article, the average American knows around 600 people.
      https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3F

      Per the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.
      https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20year

      So, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.

      How many of those moves do you want to be involved in?

      To maximize the number of transactions you’re involved in you will need to:

      • Be Top of Mind when they think about moving - which requires consistent reminders.
      • Be seen as an Expert – which requires a consistent message and Evidence of Success stories
      • Gain their Trust – which requires communicating with integrity

      So, start out by CONSISTENTLY posting what you are doing on whatever social media channels you currently use. Not on any? You better fix that! You may also want to figure out which channels your family & friends use the most and get on those if you’re not on them currently.

      What should you post?

      How excited you are about what you’re doing in real estate investing! Share stories about your successes AND challenges. Then, ask them for their help!

      IMPORTANT: do NOT ask people for THEIR business, ask for referrals! Why? Because they will get defensive if they feel you are pressuring them. Remember, they can always refer themselves😊

      Use one of the ideas below to trigger who they know that they could connect you with:

      • Just inherited a home
      • Had a loved one pass away
      • Is behind on their mortgage or tax payments
      • Has a relative that can’t take care of their house anymore
      • Has a house they’re having trouble selling
      • Is facing bankruptcy
      • Knows a probate attorney
      • Knows a bankruptcy attorney
      • etc

      Putting this in OVERDRIVE

      Create a spreadsheet (Excel or Google Sheet) listing everyone you can think of that would recognize your name or face.

      Why a spreadsheet? Because later, you can easily upload to a CRM like Constant Contact to create an email list!

      Create columns for Name, email, cell and even Street Address, City, State, Zip and then contact info: Last Contact, Relationship, Status.

      Then start calling these people. Divide the number of people on your list by 20 - and that’s how many you want to try to target daily.

      Whether you get ahold of them or leave a vm, use 1-3 of the above triggers for referrals.

      Why only 1-3 off the list per contact? Because on average, we can only remember three things at a time. If you try to go over the whole list, you’ll lose the attention of the average person and they won’t remember anything!

      It should only take you about a month or two to contact everyone on your list and then the tough part – you start all over again.

      Be sure to also ask what social media channels they are on and connect with them there.

      Why the repetition? Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

      Have you ever been to McDonalds? Of course you have! So, why is McDonalds still spending billions on advertising?

      One more tip – people remember stories that trigger their emotions. So, tell a story of how you (or a fellow wholesaler) helped a seller out with their challenge(s). Change your story each month as different stories will resonate with different people AND use each story to emphasize one of your “who do you know…” questions.

      One last thing – we recommended you create a Status column on your spreadsheet, now we’ll explain why. If you find someone that seems to know a lot of people needing your services, wouldn’t it make sense to focus more resources on them? Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them. So, create status codes for both of these and a few in-between codes to help you work smarter, not harder.


      MLS but I also had owners in the neighborhood ask me if I was interested in buying their condos so somehow that worked out and I'm very glad it did! Thank you for providing the information as I'm going to take all of what you said and read and understand and initiate on it so thank you! :)

  • Jonathan KlemmBusiness Member
    Moderator
    Contractor · Chicago, IL · Member since 2016 · 4k+ posts · 2k+ votes
    1y

    What's up @Aahil B. - You are are doing all the right things and off to a great start!

    I think the thing you nailed was expanding your real estate network.  Check out some of the local chicago events posted on BP:  https://www.biggerpockets.com/forums/521-real-estate-events-...

    I personally, knew I wanted to go more into real estate so took a third of my high paying W2 to join a tech focused real estate startup and it was the best thing ever did!

    Follow your fire and what excites you...

    • IL · Member since 2022 · 11 posts · 9 votes
      1y
      Quote from @Jonathan Klemm:

      What's up @Aahil B. - You are are doing all the right things and off to a great start!

      I think the thing you nailed was expanding your real estate network.  Check out some of the local chicago events posted on BP:  https://www.biggerpockets.com/forums/521-real-estate-events-...

      I personally, knew I wanted to go more into real estate so took a third of my high paying W2 to join a tech focused real estate startup and it was the best thing ever did!

      Follow your fire and what excites you...

      Hi Jonathan,

      Thank you so much! And I'll definitely take a look and check out some local Chicago events!
  • Aaron ZimmermanBusiness Member
    Accountant · Chicago, IL · Member since 2018 · 2k+ posts · 1k+ votes
    1y

    It depends What your highest leverage activity is? Is it getting Better at your job so you have more room to afford to purchase property or is it acquiring rentals that are break even? I’d try to get more cash or buy deeper for properties. Easier said than done in this market.

    House hacking is also a great way to acquire buildings via low down payments assuming the building can cash flow after leaving. Chicago has an abundance of 2-4 units. 

  • Investor · Berwyn · Member since 2025 · 1 post · 0 votes
    1y

    When I was 27, I was house hacking, and it helped me build into more units. If you can, buy a 2/3/4 plex, live in one and rent out the others. Fix it up while you live in it, but be warned, that will basically be a second job for you. But you'll learn a ton of great skills you can apply to real life, too. How many of your friends know how to replace a bathroom vanity? Not many, is my guess, and it's easy. Use youtube to learn new skills.

    One rental property per year is a great start. Mentorship is nice, but its not the end all be all. Good luck!

  • Real Estate Agent · Chicago · Member since 2021 · 170 posts · 64 votes
    1y

    Hey Aahil,

    You're off to a great start! If long-term wealth is the goal, scaling rentals strategically (better financing, higher rents, BRRRR) makes sense. If you need more capital, flipping can work—but it's riskier.

    Mentorship can speed up your learning curve, but networking with experienced investors might be just as valuable. Join local REI groups, connect with agents/lenders, and shadow a developer if that's your end goal.

    Keep building and stay focused—you're on the right path! #LETSGO

    Best,

    Jarret

    • IL · Member since 2022 · 11 posts · 9 votes
      1y
      Quote from @Jarret Jarvis:

      Hey Aahil,

      You're off to a great start! If long-term wealth is the goal, scaling rentals strategically (better financing, higher rents, BRRRR) makes sense. If you need more capital, flipping can work—but it's riskier.

      Mentorship can speed up your learning curve, but networking with experienced investors might be just as valuable. Join local REI groups, connect with agents/lenders, and shadow a developer if that's your end goal.

      Keep building and stay focused—you're on the right path! #LETSGO

      Best,

      Jarret


       Thank you Jarret for your post and I appreciate what you said! I'm in a spot where I have funds but those funds are mainly used for a rainy day if something were to occur but in the past I was use acquiring my properties by putting everything I had in my bank account into the property and basically starting from scratch and I've learned that this is something I shouldn't be doing.

      But you are right that my end goal is to one day become a developer and building properties with also being a landlord if possible and I should reach out to local groups and connect with others and ignore the fear of talking to others haha but thank you again! :)

  • Jonathan KlemmBusiness Member
    Moderator
    Contractor · Chicago, IL · Member since 2016 · 4k+ posts · 2k+ votes
    1y

    Smart Move @Aahil B.!  

    Are there any specific goals you want to get out there?  X number of meetups a month?  Close a property by the end of 2025?

    I've found that they are much more likely to be accomplished when I put my objectives into the world!  I want to close on a personal residence outside of Chicago and get my two units in Logan Square rented out by the end of Q2 2025!

  • Amit PatelBusiness Member
    Property Manager · Bartlett, IL · Member since 2025 · 160 posts · 65 votes
    1y

    It sounds like you’re on an incredible journey in real estate, and we love seeing how intentional you are with your growth. Building a portfolio at 27 is no small feat, and the fact that you’re already thinking about scaling and new developments says a lot about your vision! We know how overwhelming it can feel when you’re trying to figure out the best next step, and we’d be more than happy to support you along the way.

    Some thoughts based on your situation:

    • If your goal is long-term wealth and new developments, growing your rental portfolio strategically could set you up with the equity and cash flow you’ll need.
    • Flipping can be a great way to build capital quickly, but it comes with risks. If you decide to go this route, having the right team (contractors, inspectors, property managers) is key—we can definitely help guide you there.
    • As for mentorship, we’ve seen investors thrive with and without it. If you find the right mentor, it could speed up your learning curve, but networking and surrounding yourself with experienced professionals can be just as powerful.

    Most importantly, you’re not alone in this—we’d love to be a resource for you. Whether it’s optimizing cash flow on your current rentals, finding ways to finance future acquisitions, or even just brainstorming your next move, we’re here to help. Let’s connect and chat about how we can support you on this journey!

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