Rental Insurance quote seems way too high??

[Joe Koppel]

I'm buying a turnkey rental in KC MO for 81k and I was recommended REI Guard Home Insurance so I checked them out and got a quote. It was $831 to $892 per year for two different options. This seems sky high to me since I insured my $400k house in San Diego for less than $600 per year??

Does it cost more to insure a rental and should I insure for the full purchase price?

Any recommendations for another insurance company?

Thanks, Joe

[Lee Ripma]

Insurance is more expensive out there! I was shocked at the cost of insurance on the units I just bough in KC. Hail storms take out roofs fairly frequently. That price is actually pretty good.