How to find direct lender for DSCR?
Husband and I are looking to finance a single family home in Delaware. I got a couple of quotes for DSCR loans, but they seem high. 20% down on a $630k property, for $505k loan @ 7.5% (or buydown with 2 points to 5.5%, 1 point to 6.375). Husband and I are purchasing for AirBnb purposes. High seasonal rental deman (just the summer season will cover the annual PITI). Lowest credit scores for each of us are above 740, highest credit scores hover just under 800.