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Updated about 2 years ago on . Most recent reply

Didier Bizimungu's profile image
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Didier Bizimungu
  • Rental Property Investor
  • from Saint Petersburg, FL
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Didier Bizimungu
  • Rental Property Investor
  • from Saint Petersburg, FL
  • Member since Jul 20, 2018
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Didier Bizimungu
  • Rental Property Investor
  • Saint Petersburg, FL
64
Votes |
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Private Lending & Conventional Mortgage Advice

Do DSCR Lenders Require Flood Insurance?

Didier Bizimungu
  • Rental Property Investor
  • Saint Petersburg, FL
Posted

Hi there! 

Since DSCR loans are commercial and not federally backed - do they need flood insurance?

Is this one of those where it depends on the lender? The property I'm considering purchasing is in AE Flood zone.
Thank you! 
 

Saint Petersburg, Florida
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Robin Simon
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  • Lender
  • Austin, TX
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Robin Simon
#3 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Austin, TX
Replied
Quote from @Didier Bizimungu:

Hi there! 

Since DSCR loans are commercial and not federally backed - do they need flood insurance?

Is this one of those where it depends on the lender? The property I'm considering purchasing is in AE Flood zone.
Thank you! 
 


It will be pretty uniform among DSCR Lenders - if the property is in a flood zone, flood insurance required, if not, not required

  • Robin Simon
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