DSCR 5 Year pre pay vs 1 year pre pay

[Rajesh Kasturi]

Team, Anyone did recent DSCR with rate and term.

Below are my lenders gave me with 700 credit score or 720 credit score. 

5-4-year prepayment- 6.875%

5 year prepay @6.5%:

3 yr Prepayment-7%

2yr Prepayment- 7.125%

1yr Prepayment- 7.25%

1 Year Prepay @7.5%

Should I go with low interest 5 years prepay and 1 year prepay and high interest.

My Goal:

Lock rate long term predictable.

Is 6.5 good rate for 5 years period. 

Not sure I can predict rates for next 5 years. 

Need your expert inputs