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Updated over 1 year ago on . Most recent reply

Trey Belmore's profile image
Trey Belmore's profile image
Trey Belmore
  • Lender
  • from Dallas, TX
  • Member since Mar 30, 2023

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Trey Belmore's profile image
Trey Belmore's profile image
Trey Belmore
  • Lender
  • from Dallas, TX
  • Member since Mar 30, 2023
Trey Belmore
  • Lender
  • Dallas, TX
5
Votes |
10
Posts
Creative Real Estate Financing

DSCR Loan Rates

Trey Belmore
  • Lender
  • Dallas, TX
Posted

Hi-

I have a DSCR loan at $1.575M with 75% LTV and DSCR ratio is just over 1.0. Credit score is 736. I am being quoted a 8.25% on a 2 YR PPP. Is this competitive?

Dallas, Texas
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Stacy Raskin's profile image
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Stacy Raskin
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Stacy Raskin
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  • Member since Nov 3, 2022
Stacy Raskin
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Stacy Raskin
  • Lender
Replied
Quote from @Trey Belmore:

It is a new construction single family 1-unit residence. Refinancing to payoff the construction note and also getting cash out. Property valued at ~$2.1M. Just trying to determine if this rate is competitive with the market.


 Based on the info you gave, it's competitive:

Sample pricing chart. Numbers in parenthesis is a credit to the transaction.

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